PYMNTS Study

Can Banks Crack the Insurance Code? Customers Are Ready

Can Banks Crack the Insurance Code? Customers Are Ready
Can Banks Crack the Insurance Code? Customers Are Ready
August 27, 2024  |  Insurance

PYMNTS Intelligence’s data makes it clear enthusiasm for financial institutions (FIs) as insurance providers is growing. In fact, three-quarters of consumers who have already purchased...

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Embedded Finance Catches On With Credit-Shy Japanese Consumers
Embedded Finance Catches On With Credit-Shy Japanese Consumers
August 21, 2024  |  SMBs

Embedded lending is growing in popularity around the globe. It offers users convenient, streamlined access to financing without having to leave the platforms of merchants,...

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4 in 10 Independent Restaurants Use Real-Time Payments
4 in 10 Independent Restaurants Use Real-Time Payments
August 15, 2024  |  Real-Time Payments

The restaurant industry faces financial strain due to inflation and economic downturns, with sales growth projections for 2024 cut to 3.8% from earlier estimates. Get...

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France Keeps Mobile Wallets Ready for Post-Olympic Events
France Keeps Mobile Wallets Ready for Post-Olympic Events
August 14, 2024  |  Digital Payments

Consumers in France are embracing digital wallets for payments. For example, more than one-third (38%) use them for online shopping. Surprisingly, we find millennials in...

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Solana Says Regulated Industries Are Primed for Blockchain Use Cases
Solana Says Regulated Industries Are Primed for Blockchain Use Cases
August 13, 2024  |  Blockchain

Blockchain technology, once synonymous with cryptocurrencies, is expanding into mainstream industries. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Study Shows Top-Performing Credit Unions Innovate to Stay Competitive
Study Shows Top-Performing Credit Unions Innovate to Stay Competitive
August 12, 2024  |  Credit Unions

Credit union (CU) executives understand the importance of innovation. However, PYMNTS Intelligence uncovered a disconnect between how some CUs measure innovation success among different performance...

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Social Commerce Shoppers Pick Instagram for Apparel, TikTok for Beauty
Social Commerce Shoppers Pick Instagram for Apparel, TikTok for Beauty
August 09, 2024  |  Social Commerce

As consumers begin to adopt social media channels to make purchases, PYMNTS Intelligence found which apps shoppers are turning to for different kinds of retail...

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How Consumers Shop: Five Insights From This Year’s PYMNTS Intelligence Reports
How Consumers Shop: Five Insights From This Year’s PYMNTS Intelligence Reports
August 09, 2024  |  Retail

So far this year, PYMNTS Intelligence data has illuminated a wide range of shopper behaviors, highlighting how omnichannel engagement is changing over time and how...

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GenAI Tools Show Promise of Reducing Payments Fraud by 85%
GenAI Tools Show Promise of Reducing Payments Fraud by 85%
August 08, 2024  |  Artificial Intelligence

The landscape of payments fraud is undergoing a shift as traditional detection methods become increasingly inadequate against sophisticated fraud schemes. Get the Full Story Complete...

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