PYMNTS Study

Main Street Businesses in the Northeast, Midwest and Mountain States Grew the Most Last Year

Main Street Businesses in the Northeast, Midwest and Mountain States Grew the Most Last Year
Main Street Businesses in the Northeast, Midwest and Mountain States Grew the Most Last Year
May 09, 2024  |  SMBs

Small businesses on Main Street have proven to be more resilient than many of their larger counterparts, according to the PYMNTS Intelligence report “Main Street...

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Study Finds Small Business Healthcare Providers Receive 25% of Payments Late
Study Finds Small Business Healthcare Providers Receive 25% of Payments Late
May 09, 2024  |  SMBs

Increasingly, small- to mid-sized businesses (SMBs) operating in the healthcare field are using real-time payment technology to improve cash flow efficiency. Get the Full Story Complete the form to...

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Financially Struggling Consumers Twice as Likely to Hit Credit Card Limit
Financially Struggling Consumers Twice as Likely to Hit Credit Card Limit
May 09, 2024  |  Credit Cards

Many consumers hit their credit card limit at least sometimes, and for consumers struggling to get by financially, that percentage skyrockets. Get the Full Story Complete the...

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Consumers Invest 88% More on Education When Using Embedded Lending
Consumers Invest 88% More on Education When Using Embedded Lending
May 09, 2024  |  Consumer Insights

Embedded lending is a credit option that many merchants and financial institutions deliver to their customers to reduce friction and streamline purchasing. Get the Full Story Complete...

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New Report: Authorized Fraud Scams Damaging to Bank-Customer Relationships
New Report: Authorized Fraud Scams Damaging to Bank-Customer Relationships
May 09, 2024  |  Fraud Prevention

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Retail Shoppers Pay by Debit Card in Stores but by Credit Online
Retail Shoppers Pay by Debit Card in Stores but by Credit Online
May 08, 2024  |  Payment Methods

When shopping in stores, retail customers prefer to pay with debit, but eCommerce is a different story. Get the Full Story Complete the form to unlock...

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Nearly Half of Enterprise Merchants Are Beefing Up Security Online
Nearly Half of Enterprise Merchants Are Beefing Up Security Online
May 08, 2024  |  Cybersecurity

Eighty-two percent of eCommerce merchants experienced cyberattacks or data breaches in the last year, according to PYMNTS Intelligence’s “Fraud Management in Online Transactions. Get the...

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Budget-Strapped Consumers Are Tired of Being Asked to Tip Self-Checkout Kiosks
Budget-Strapped Consumers Are Tired of Being Asked to Tip Self-Checkout Kiosks
May 07, 2024  |  Consumer Insights

For financially constrained consumers, the pressure to tip is verging on the ridiculous, with many customers even asked to add gratuity at self-checkout. Get the...

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39% of Middle-Income Card Holders Unfamiliar With Card-Linked Offers
39% of Middle-Income Card Holders Unfamiliar With Card-Linked Offers
May 07, 2024  |  Loyalty & Rewards

Once card holders are made aware of how they can earn rewards by using their credit and debit cards to pay for goods and services,...

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