Walmart-backed FinTech OnePay is teaming with Synchrony to launch a credit card program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...
At the core of any firm’s success is customer lifetime value (CLTV), defined for issuers as the total revenue a cardholder generates over their entire relationship with an issuer. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
PayPal introduced a new physical card that enables customers to use PayPal Credit for in-store purchases. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...
As the competitive landscape of card issuing becomes more complex, issuers face rising pressure to maximize customer lifetime value (CLTV), streamline operations and deliver flexible, responsive service models. What sets leading issuers apart is a strong commitment to card portfolio diversification, analytics-first innovation and performance-oriented...
Department store chain Dillard’s sued Wells Fargo on Thursday (May 22), alleging that the bank breached a co-branded credit card relationship that has since ended. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...
Credit card rewards, offers and perks play a central role in how consumers decide which card to use at checkout. Most consumers carry cards with entry-level incentives like cash back or points. These are often tied to a specific brand, retailer, airline or hotel. More...
How you pay for that new sofa you just bought on Wayfair matters deeply to the bank that issued your credit card. Consumers have, on average, roughly three credit cards, making the one whipped out most frequently a driver of fees for the issuing bank....
Lithic has expanded its card issuing platform to enable FinTechs operating in the United States to issue cards on the American Express network. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...
Nearly 8 in 10 U.S. consumers with credit cards have multiple cards. For issuers, this makes “top of wallet” status — being a consumer’s favorite way to pay — crucial to their bottom lines. Shoppers spend an average of nearly $2,000 each month on their...