The Clearing House

Instant Payments Emerge as Balance Sheet Boost for Independent Restaurants
Instant Payments Emerge as Balance Sheet Boost for Independent Restaurants
May 15, 2024  |  Real-Time Payments

Small to mid-sized businesses (SMBs) in the restaurant segment now use instant payments more than other payment methods. PYMNTS Intelligence finds that 74% of businesses...

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Real-Time Payments Set to Soar in US With Cloud Solutions
Real-Time Payments Set to Soar in US With Cloud Solutions
May 03, 2024  |  Real-Time Payments

Real-time payments continue their rapid expansion worldwide, bolstered by widespread support from banks, corporations and governments alike. This edition of the “Real-Time Payments World Map”...

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Are Real-Time Payments Near an Inflection Point? Bank of America Thinks So
Are Real-Time Payments Near an Inflection Point? Bank of America Thinks So
May 02, 2024  |  Real-Time Payments

Use cases for real-time payments have never been a source of argument, even among detractors. The ability to speed bill payment and peer-to-peer flows, as...

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Consumers Are Slow to Adopt Mobile Wallets for Store Payments
Consumers Are Slow to Adopt Mobile Wallets for Store Payments
April 26, 2024  |  Mobile Wallets

Consumers are using mobile wallets more, but it is taking a while for them to grow accustomed to utilizing the technology to pay in stores,...

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Real-Time Payments Help Cure Small Business Healthcare Provider Finances
Real-Time Payments Help Cure Small Business Healthcare Provider Finances
April 25, 2024  |  Real-Time Payments

Small to mid-sized businesses (SMBs) in the healthcare provider segment now use real-time payments more widely than other payment rails. PYMNTS Intelligence finds that in...

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The AP/AR Modernization Mandate: From Self-Assessment to Better B2B Payments
The AP/AR Modernization Mandate: From Self-Assessment to Better B2B Payments
April 19, 2024  |  B2B Payments

Modern technology makes modern business strategies possible. And with the news on Thursday (April 18) that Mastercard is bringing its commercial cards to mobile wallets,...

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MUFG Bank and Crédit Agricole Complete First ISO 20022-Aligned Payment on CHIPS
MUFG Bank and Crédit Agricole Complete First ISO 20022-Aligned Payment on CHIPS
April 17, 2024  |  Payment Methods

The first payment in the ISO 20022 message format on the CHIPS network was completed by Japanese financial institution MUFG Bank and European financial institution Crédit Agricole Corporate & Investment Bank, The...

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CHIPS ISO 20022 Migration Means Smoother Cross-Border Activity
CHIPS ISO 20022 Migration Means Smoother Cross-Border Activity
April 11, 2024  |  Cross-border Payments

A migration to a new standard — a common payment processing language — for cross-border payments is no mean feat. Legacy tech, the shift to...

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CHIPS Marks Migration to ISO 20222 Messaging
CHIPS Marks Migration to ISO 20222 Messaging
April 10, 2024  |  Payment Methods

The Clearing House says its CHIPS network has migrated to the ISO 20022 messaging format. The adoption of this format by CHIPS (Clearing House Interbank Payment...

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