The Data Point

Credit Card Installment Use Rises 46% Since Spring 2025
Credit Card Installment Use Rises 46% Since Spring 2025
January 05, 2026  |  Payment Methods

Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. Get the...

READ MORE >
More Than 60% of Consumers Now Start Daily Tasks With AI
More Than 60% of Consumers Now Start Daily Tasks With AI
January 02, 2026  |  artificial intelligence

Artificial intelligence (AI) is no longer just another tool layered onto digital life. It is becoming the place where many consumers now begin it. Get...

READ MORE >
1 in 3 Young Adults Turn to Friends and Family as Costs Rise
1 in 3 Young Adults Turn to Friends and Family as Costs Rise
January 01, 2026  |  Consumer Finance

Rising costs are no longer just squeezing household budgets. They are reshaping how different generations make financial decisions, from grocery shopping to healthcare use, according...

READ MORE >
Nearly Half of Gen Z Still Want In-Person Financial Advice
Nearly Half of Gen Z Still Want In-Person Financial Advice
December 31, 2025  |  Credit Unions

For credit unions, the Gen Z challenge is no longer about digital access but about relevance in moments that shape financial confidence. Get the Full...

READ MORE >
Connected Tech Ownership Drives Changes in How Consumers Pay
Connected Tech Ownership Drives Changes in How Consumers Pay
December 26, 2025  |  Connected Economy

Consumers are not racing to add more devices, but the way those devices shape how people pay is changing steadily and in ways that matter...

READ MORE >
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025  |  Loyalty & Rewards

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. Get the Full...

READ MORE >
75% of Retailers See Embedded Finance as a Top Priority
75% of Retailers See Embedded Finance as a Top Priority
December 19, 2025  |  Retail

Retailers are no longer treating embedded finance as a checkout enhancement. The data show it is becoming a tool for control over customer relationships, compliance...

READ MORE >
48% of Goods Producers Turn to AI to Lift Output
48% of Goods Producers Turn to AI to Lift Output
December 18, 2025  |  artificial intelligence

Artificial intelligence is changing jobs faster than companies can reorganize them, and a new set of data shows that the impact is far more uneven...

READ MORE >
75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 
75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 
December 15, 2025  |  CFO

A new PYMNTS Intelligence report shows that tariffs are no longer a temporary policy shift. They are now a structural force shaping how America’s middle-market...

READ MORE >