Capital Requirements news and trends

Bank of England Weighs New Capital Thresholds for Smaller Lenders
Bank Regulation // March 05, 2025

The Bank of England is weighing an increase to its retail deposits leverage ratio threshold. Such a move, the central bank’s Prudential Regulation Authority (PRA) said Wednesday (March 5), would exempt smaller banks from the rules governing the U.K.’s banking giants. “Guarding against excessive leverage in our banking system...

Report: European Commission to Seek Banks’ Comments on Capital Requirements
Bank Regulation // February 28, 2025

The European Commission reportedly wants to seek comments from banks on its plan to implement the Fundamental Review of the Trading Book (FRTB), which determines how banks estimate potential losses and, therefore, capital requirements. The review would further delay the implementation of new rules that...

UK’s Smaller Banks Could Benefit From New Capital Rules
Banking // September 12, 2024

New capital requirements could help Great Britain’s smaller lenders compete in the country’s mortgage market. That’s according to a report published by Reuters on Thursday (Sept. 12), the same day the Bank of England said it would scale back its capital rules. The goal here,...

The Fed Reportedly Backing Off Tougher Capital Requirements
Banking // May 19, 2024

The tougher capital requirements the government had planned for banks may not be as tough. That’s according to a Sunday (May 19) report by The Wall Street Journal (WSJ), which argues that efforts by banking CEOs like JPMorgan Chase’s Jamie Dimon to push back against the Federal Reserve’s proposal that banks hold more...

Quick Reads
US Regulators Reportedly Scaling Back Bank Capital Requirements

May 15, 2025
The U.S. is reportedly preparing to make substantial cuts to banks’ capital requirements. That’s according to a report Thursday (May 15) by the Financial Times (FT), which notes that the cuts would be the largest in more than a decade, and the latest in a series of deregulation efforts by the Trump administration. Sources familiar with the […]

Bank of England Weighs New Capital Thresholds for Smaller Lenders

March 05, 2025
The Bank of England is weighing an increase to its retail deposits leverage ratio threshold. Such a move, the central bank’s Prudential Regulation Authority (PRA) said Wednesday (March 5), would exempt smaller banks from...

Report: European Commission to Seek Banks’ Comments on Capital Requirements

February 28, 2025
The European Commission reportedly wants to seek comments from banks on its plan to implement the Fundamental Review of the Trading Book (FRTB), which determines how banks estimate potential losses...

UK’s Smaller Banks Could Benefit From New Capital Rules

September 12, 2024
New capital requirements could help Great Britain’s smaller lenders compete in the country’s mortgage market. That’s according to a report published by Reuters on Thursday (Sept. 12), the same day...