Watch more: Need to Know With Enova’s Steve Cunningham Enova doesn’t want its customer relationships to end when the loan is repaid. That’s the larger ambition behind the lender’s pending acquisition of Grasshopper Bank, Enova CEO Steve Cunningham told PYMNTS CEO Karen Webster. What may...
I thought that would get your attention. The tale of two Lucys will make my point. Meet 22-year-old Gen Z Lucy. She’s buying a $120 pair of shoes, and using a BNPL provider, is able to split the tab into four $30 payments. She has...
American card delinquencies ticked up in June amid a downturn in charge-offs at major banks. That’s according to the latest edition of Seeking Alpha’s Credit Pulse, published Friday (July 24) and tracking monthly delinquency and charge-off rates at American Express, Synchrony, Bread Financial, Capital One,...
Walmart-backed OnePay has teamed with fellow FinTech Upgrade to launch a consumer loan program. OnePay’s Personal Loans offering, announced Monday (July 20), is aimed at addressing what the company describes as rising consumer demand for credit amid increasing costs and a stricter lending environment. “Getting...
June 22, 2026
Watch more: Need to Know With Galileo’s Shankar Pandravada Secured credit cards, in theory, are a tremendously useful product, particularly for financially underserved consumers. But in practice, they’ve been burdened by frictions like clunky onboarding, locked collateral accounts and a stigma that kept many consumers away. “The product itself was never the problem,” Shankar Pandravada, […]
May 13, 2026
Consumers are still leaning heavily on credit cards, but the latest Federal Reserve household debt data suggests a growing number may soon be looking for ways to turn revolving balances...
May 07, 2026
Americans are again leaning more heavily on credit cards to finance everyday life. The Federal Reserve’s latest G.19 consumer credit report showed consumer credit increased at a seasonally adjusted annual...
May 07, 2026
Subprime consumers are often viewed through a narrow credit-risk lens. PYMNTS Intelligence’s “Who Is the Subprime Consumer? A Behavioral Profile” shows a different picture: a large, steady and measurable part...
October 06, 2026
Plaid is adding new capabilities and artificial intelligence (AI) models to its network that powers digital finance, aiming to help financial firms with their decisions across credit, fraud and payments, the company said in a Tuesday (Oct. 6) press release emailed to PYMNTS. A new capability, Instant Link, lets eligible consumers share their cash flow […]
July 26, 2026
American card delinquencies ticked up in June amid a downturn in charge-offs at major banks. That’s according to the latest edition of Seeking Alpha’s Credit Pulse, published Friday (July 24)...
July 20, 2026
Walmart-backed OnePay has teamed with fellow FinTech Upgrade to launch a consumer loan program. OnePay’s Personal Loans offering, announced Monday (July 20), is aimed at addressing what the company describes...
June 28, 2026
The number of consumers who refinanced their auto loan in the first quarter nearly doubled compared to the same period two years earlier, The Wall Street Journal (WSJ) reported Wednesday...
