Consumer Credit/page/2 news and trends

Card Delinquencies Creep Up as Consumers Rely More on Credit
Credit Cards // July 26, 2026

American card delinquencies ticked up in June amid a downturn in charge-offs at major banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

OnePay and Upgrade Team on Personal Loan Program
Consumer Finance // July 20, 2026

Walmart-backed OnePay has teamed with fellow FinTech Upgrade to launch a consumer loan program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Auto Refinancing Volume Doubles as Fed Cuts Rates
Consumer Finance // June 28, 2026

The number of consumers who refinanced their auto loan in the first quarter nearly doubled compared to the same period two years earlier, The Wall Street Journal (WSJ) reported Wednesday (June 24). Get the Full Story Complete the form to unlock this article and enjoy...

Meta Backs India’s Cred and Hires Founder to Run WhatsApp
Facebook / Meta // June 22, 2026

Meta has invested $900 million in India’s Cred, and hired its founder to oversee WhatsApp. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Galileo Says Secured Credit Is Ready for Its Comeback

June 22, 2026
Watch more: Need to Know With Galileo’s Shankar Pandravada Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to […]

Fed Credit Data Points Toward Consumer Demand for Installments

May 13, 2026
Consumers are still leaning heavily on credit cards, but the latest Federal Reserve household debt data suggests a growing number may soon be looking for ways to turn revolving balances...

Revolving Credit Rates Rise as Everyday Expenses Pinch Consumers

May 07, 2026
Americans are again leaning more heavily on credit cards to finance everyday life. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Who Is the Subprime Consumer?

May 07, 2026
Subprime consumers are often viewed through a narrow credit-risk lens. PYMNTS Intelligence’s “Who Is the Subprime Consumer? A Behavioral Profile” shows a different picture: a large, steady and measurable part...

Quick Reads
Card Delinquencies Creep Up as Consumers Rely More on Credit

July 26, 2026
American card delinquencies ticked up in June amid a downturn in charge-offs at major banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

OnePay and Upgrade Team on Personal Loan Program

July 20, 2026
Walmart-backed OnePay has teamed with fellow FinTech Upgrade to launch a consumer loan program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Auto Refinancing Volume Doubles as Fed Cuts Rates

June 28, 2026
The number of consumers who refinanced their auto loan in the first quarter nearly doubled compared to the same period two years earlier, The Wall Street Journal (WSJ) reported Wednesday...

Meta Backs India’s Cred and Hires Founder to Run WhatsApp

June 22, 2026
Meta has invested $900 million in India’s Cred, and hired its founder to oversee WhatsApp. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...