Credit news and trends

Equifax Says AI Tools Help Drive New Product Innovation to Record High
Earnings // February 04, 2026

Equifax used its cloud and artificial intelligence resources to help drive innovation and efficiencies across its operations in 2025, Equifax CEO Mark Begor said Wednesday (Feb. 4) during a fourth-quarter and full-year earnings call. Get the Full Story Complete the form to unlock this article...

PicPay Takes Its Credit Strategy to Wall Street With US IPO
Mobile Wallets // February 02, 2026

Watch more: Monday Conversation with PicPay’s Eduardo Chedid Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

American Express Counts on Millennials to Power 2026 Spending
Earnings // January 30, 2026

American Express released its latest earnings results on Friday (Jan. 30), closing 2025 with a familiar refrain and as it claimed a demographic edge in card spending: younger card members are carrying more of the load. Get the Full Story Complete the form to unlock...

Equifax Launches Machine-Learning Product That Detects First-Party Fraud
Fraud Prevention // January 30, 2026

Equifax has launched a new machine-learning product designed to combat two forms of first-party fraud: loan stacking and credit washing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Interviews & Exclusives
PicPay Takes Its Credit Strategy to Wall Street With US IPO

February 02, 2026
Watch more: Monday Conversation with PicPay’s Eduardo Chedid Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the […]

Block Says Traditional Credit Scores Shut Out 100 Million Americans

January 27, 2026
For much of modern consumer finance, underwriting has relied on static credit files that offer a delayed view of financial behavior. Those bureau-based models, Block Chief Risk Officer Brian Boates...

Eight in 10 Small Businesses Want Credit and on Their Terms

January 23, 2026
Small businesses are sending lenders the message that credit is broadly within reach, so the real fight is over flexibility and control. Get the Full Story Complete the form to...

Why the Labor Economy Turns to Credit to Keep Spending

January 21, 2026
The U.S. Labor Economy may sit at the lower end of the wage scale, but it punches far above its weight in economic impact. Roughly 60 million workers earning less...

Quick Reads
AmEx Debuts Flexible Payments for Small Businesses

February 05, 2026
American Express (AmEx) has debuted its Flexible Payment Option (FPO) for small businesses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

Equifax Says AI Tools Help Drive New Product Innovation to Record High

February 04, 2026
Equifax used its cloud and artificial intelligence resources to help drive innovation and efficiencies across its operations in 2025, Equifax CEO Mark Begor said Wednesday (Feb. 4) during a fourth-quarter...

Equifax Launches Machine-Learning Product That Detects First-Party Fraud

January 30, 2026
Equifax has launched a new machine-learning product designed to combat two forms of first-party fraud: loan stacking and credit washing. Get the Full Story Complete the form to unlock this...

White House Says Banks Could Offer New Kind of Credit Cards

January 16, 2026
White House National Economic Council Director Kevin Hassett said Friday (Jan. 16) that he expects big banks to offer “great new Trump cards.” Get the Full Story Complete the form...