Credit news and trends

57% of Retail SMBs Want Flexible Due Dates on Credit Cards
SMBs // March 26, 2026

Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many small- to medium-sized businesses (SMBs) already feel confident they can get credit. What they want now are cards that work...

FICO’s Mortgage Pricing Targeted in Senator’s Investigation
credit frictions // March 24, 2026

U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Private Credit’s New Power Shift: From Making Loans to Funding Them
Loans // March 23, 2026

Private credit is entering a phase where funding access depends on how loans are financed after origination. Market signals show capital flowing to structured credit even as liquidity stress emerges in fund-based lending. Get the Full Story Complete the form to unlock this article and...

PicPay Revenues Jump 85% as Financial Services Portfolio Expands
Digital Payments // March 19, 2026

PicPay, the Brazilian digital payments firm, is increasingly leaning on artificial intelligence to manage its rapid scale.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Interviews & Exclusives
57% of Retail SMBs Want Flexible Due Dates on Credit Cards

March 26, 2026
Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many small- to medium-sized businesses (SMBs) already feel confident they can get credit. What they want now are cards that work harder for the way they actually run their businesses. Get […]

Private Credit’s New Power Shift: From Making Loans to Funding Them

March 23, 2026
Private credit is entering a phase where funding access depends on how loans are financed after origination. Market signals show capital flowing to structured credit even as liquidity stress emerges...

Merchants Face Smarter Shoppers Who Know Which Payment Button to Press

March 17, 2026
Consumers are becoming far more deliberate about how they use Pay Later tools, assigning each payment option a specific role in managing their finances. The emerging pattern suggests that speed,...

Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve

March 16, 2026
Watch more: Monday Conversation With Propel Holdings’ Clive Kinross Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Quick Reads
U.S. Bank’s Avvance Intros Longer-Term Home Improvement Loans

March 26, 2026
U.S. Bank has introduced longer-term home improvement loans for its Avvance point-of-sale lending platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

FICO’s Mortgage Pricing Targeted in Senator’s Investigation

March 24, 2026
U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

PicPay Revenues Jump 85% as Financial Services Portfolio Expands

March 19, 2026
PicPay, the Brazilian digital payments firm, is increasingly leaning on artificial intelligence to manage its rapid scale.  Get the Full Story Complete the form to unlock this article and enjoy...

Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says

March 16, 2026
The share of consumers who applied for credit products reached the highest level in over three years in February, according to the Federal Reserve Bank of New York. Get the...