Credit/page/2 news and trends

Fed Vice Chair Bowman: Capital Rules Will Support Small Business Credit
SMBs // April 01, 2026

Proposed changes to federal banking regulators’ capital rules would encourage access to small business credit, Federal Reserve Vice Chair for Supervision Michelle Bowman said Tuesday (March 31). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

U.S. Bank’s Avvance Intros Longer-Term Home Improvement Loans
Loans // March 26, 2026

U.S. Bank has introduced longer-term home improvement loans for its Avvance point-of-sale lending platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

57% of Retail SMBs Want Flexible Due Dates on Credit Cards
SMBs // March 26, 2026

Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many small- to medium-sized businesses (SMBs) already feel confident they can get credit. What they want now are cards that work...

FICO’s Mortgage Pricing Targeted in Senator’s Investigation
credit frictions // March 24, 2026

U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Interviews & Exclusives
Credit Reporting Breakdowns Drive CFPB Complaint Wave

April 02, 2026
The latest Consumer Financial Protection Bureau data leaves little ambiguity about where the credit ecosystem is facing pressure. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you […]

57% of Retail SMBs Want Flexible Due Dates on Credit Cards

March 26, 2026
Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many small- to medium-sized businesses (SMBs)...

Private Credit’s New Power Shift: From Making Loans to Funding Them

March 23, 2026
Private credit is entering a phase where funding access depends on how loans are financed after origination. Market signals show capital flowing to structured credit even as liquidity stress emerges...

Merchants Face Smarter Shoppers Who Know Which Payment Button to Press

March 17, 2026
Consumers are becoming far more deliberate about how they use Pay Later tools, assigning each payment option a specific role in managing their finances. The emerging pattern suggests that speed,...

Quick Reads
Fed Vice Chair Bowman: Capital Rules Will Support Small Business Credit

April 01, 2026
Proposed changes to federal banking regulators’ capital rules would encourage access to small business credit, Federal Reserve Vice Chair for Supervision Michelle Bowman said Tuesday (March 31). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

U.S. Bank’s Avvance Intros Longer-Term Home Improvement Loans

March 26, 2026
U.S. Bank has introduced longer-term home improvement loans for its Avvance point-of-sale lending platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

FICO’s Mortgage Pricing Targeted in Senator’s Investigation

March 24, 2026
U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

PicPay Revenues Jump 85% as Financial Services Portfolio Expands

March 19, 2026
PicPay, the Brazilian digital payments firm, is increasingly leaning on artificial intelligence to manage its rapid scale.  Get the Full Story Complete the form to unlock this article and enjoy...