Credit/page/5 news and trends

Synchrony CFO Flags Momentum in Spending and Credit
Consumer Finance // April 22, 2026

Consumers are continuing to rely on cards as both a spending tool and a way to manage liquidity, and Synchrony’s latest quarter, as announced on Tuesday (April 21), indicates that balance remains intact even as affordability pressures persist. Get the Full Story Complete the form...

Banks Risk Slowing the Emerging Middle Market Firms Driving Growth
B2B Payments // April 22, 2026

Emerging mid-market growth is getting brake-checked, but not just by internal systems. Increasingly, it’s the financial infrastructure and product offerings supporting them. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

The Old-School Card Product Banks May Need Most
Credit Cards // April 20, 2026

Secured credit cards have never had the glamour their more luxury and premium card cousins command. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Bankers Advocate for Alternate Data to Expand Credit Access at Hearing
Consumer Finance // April 16, 2026

The availability of credit in the United States rests on a vast reporting system that translates consumer behavior into lending decisions, yet lawmakers heard Thursday (April 16) that weaknesses in how data is collected, disputed and applied are constraining access for many households. Get the...

Interviews & Exclusives
Synchrony CFO Flags Momentum in Spending and Credit

April 22, 2026
Consumers are continuing to rely on cards as both a spending tool and a way to manage liquidity, and Synchrony’s latest quarter, as announced on Tuesday (April 21), indicates that balance remains intact even as affordability pressures persist. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

Banks Risk Slowing the Emerging Middle Market Firms Driving Growth

April 22, 2026
Emerging mid-market growth is getting brake-checked, but not just by internal systems. Increasingly, it’s the financial infrastructure and product offerings supporting them. Get the Full Story Complete the form to...

The Old-School Card Product Banks May Need Most

April 20, 2026
Secured credit cards have never had the glamour their more luxury and premium card cousins command. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Fed Capital Changes Put Small Business Lending Back in Play

April 07, 2026
The flow of credit to small businesses may loosen somewhat, but the direction of that capital will be determined by digital channels. Get the Full Story Complete the form to...

Quick Reads
CFPB Final Rule on Credit Unchanged From Industry-Supported Proposal

April 22, 2026
The Consumer Financial Protection Bureau (CFPB) published its final rule on the Equal Credit Opportunity Act (Regulation B) on Wednesday (April 22). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By […]

Fed Vice Chair Bowman: Capital Rules Will Support Small Business Credit

April 01, 2026
Proposed changes to federal banking regulators’ capital rules would encourage access to small business credit, Federal Reserve Vice Chair for Supervision Michelle Bowman said Tuesday (March 31). Get the Full Story Complete the form...

U.S. Bank’s Avvance Intros Longer-Term Home Improvement Loans

March 26, 2026
U.S. Bank has introduced longer-term home improvement loans for its Avvance point-of-sale lending platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

FICO’s Mortgage Pricing Targeted in Senator’s Investigation

March 24, 2026
U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...