The availability of credit in the United States rests on a vast reporting system that translates consumer behavior into lending decisions, yet lawmakers heard Thursday (April 16) that weaknesses in how data is collected, disputed and applied are constraining access for many households. Get the...
The flow of credit to small businesses may loosen somewhat, but the direction of that capital will be determined by digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...
The contest for customer loyalty among card issuing banks has moved well beyond points, as institutions confront a market where rewards have become routine and differentiation increasingly elusive. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
The latest Consumer Financial Protection Bureau data leaves little ambiguity about where the credit ecosystem is facing pressure. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...
April 20, 2026
Secured credit cards have never had the glamour their more luxury and premium card cousins command. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to […]
April 07, 2026
The flow of credit to small businesses may loosen somewhat, but the direction of that capital will be determined by digital channels. Get the Full Story Complete the form to...
April 06, 2026
The contest for customer loyalty among card issuing banks has moved well beyond points, as institutions confront a market where rewards have become routine and differentiation increasingly elusive. Get the...
April 02, 2026
The latest Consumer Financial Protection Bureau data leaves little ambiguity about where the credit ecosystem is facing pressure. Get the Full Story Complete the form to unlock this article and...
April 01, 2026
Proposed changes to federal banking regulators’ capital rules would encourage access to small business credit, Federal Reserve Vice Chair for Supervision Michelle Bowman said Tuesday (March 31). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]
March 26, 2026
U.S. Bank has introduced longer-term home improvement loans for its Avvance point-of-sale lending platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
March 24, 2026
U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
March 19, 2026
PicPay, the Brazilian digital payments firm, is increasingly leaning on artificial intelligence to manage its rapid scale. Get the Full Story Complete the form to unlock this article and enjoy...
