Identity is fast becoming one of the most valuable assets a business possesses. Not brand identity or customer sentiment, but the underlying digital identifiers that enable transactions to occur: merchant IDs (MIDs), payment tokens, processor vault records, device fingerprints and customer profiles. Get the Full...
Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans. This shift is changing how companies manage risk. Instead of being contained within a single step, identity risk now spans...
Know your customer (KYC) and know your business (KYB) remain the first formal barrier between legitimate commerce and organized fraud, yet their durability depends on how they are operationalized across the enterprise. Get the Full Story Complete the form to unlock this article and enjoy...
Tokenization is evolving into a structural layer that allows commerce to proceed without a visible checkout. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...
March 30, 2026
For digital commerce and financial services, onboarding represents the first real test of trust between a platform and a customer. The process determines whether identity verification protects the ecosystem, including consumers, banks and merchants, while still allowing legitimate users to enter quickly and with confidence. Get the Full Story Complete the form to unlock this […]
March 23, 2026
Identity is fast becoming one of the most valuable assets a business possesses. Not brand identity or customer sentiment, but the underlying digital identifiers that enable transactions to occur: merchant...
March 23, 2026
Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans. This shift is changing how...
March 20, 2026
Know your customer (KYC) and know your business (KYB) remain the first formal barrier between legitimate commerce and organized fraud, yet their durability depends on how they are operationalized across...
March 16, 2026
A Utah bill that was passed by the state Legislature and now awaits the governor’s signature would create a voluntary digital identity program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]
February 23, 2026
Experian acquired AtData, a data and intelligence company employing “email insights technology,” according to a Monday (Feb. 23) news release. Get the Full Story Complete the form to unlock this...
November 12, 2025
Apple launched Digital ID, a new feature that lets users create and present an identification in Apple Wallet using information from their United States passport. Get the Full Story Complete...
September 26, 2025
Mastercard and Smile ID plan to accelerate the rollout of secure digital identity solutions across Africa to enable enterprises to onboard new customers faster. Get the Full Story Complete the...
