Earned Wage Access/page/2 news and trends

The Usual Financial Lifelines Are Failing Labor Economy Workers
Consumer Finance // August 06, 2026

Paying an unexpected bill is often only the beginning of the financial problem. For many households, the larger challenge is what happens after the emergency has passed, when the next paycheck arrives already committed to covering the cost of the previous one. That dynamic runs...

Branch Wants Earned Wage Access to Be a Bridge, Not a Habit
Payroll // July 28, 2026

Watch more: Need to Know With Branch’s Atif Siddiqi Before earned wage access became a FinTech category, restaurant workers had a simpler version of it: finish the shift, collect the tips and go home with money earned that day. Cashless payments disrupted that routine. Restaurants...

EarnIn Adds Jobs Platform as Wage Access Draws Scrutiny
Payroll // July 13, 2026

Watch more: Monday Conversation With EarnIn’s Ram Palaniappan A platform that sells access to wages needs customers who have wages. That is the commercial logic behind EarnIn’s move into job search. EarnIn began by giving workers access to wages before payday. Its new jobs platform,...

Workers Face Cash Gaps While Earned Wage Access Sits Unused
Consumer Finance // July 07, 2026

Earned wage access has largely solved the question of availability. The remaining challenge is persuading workers that it deserves a place in their regular financial lives. That distinction emerges from the Wage to Wallet Index, produced by PYMNTS Intelligence in collaboration with Ingo Payments and...

Interviews & Exclusives
The CFPB Could Get a New Boss Called Congress

September 02, 2026
House Republicans are proposing a rewrite of the statutory framework that governs how the Consumer Financial Protection Bureau makes rules, supervises financial institutions and brings enforcement actions. The Consumer Financial Protection Accountability and Reform Act of 2026, introduced Monday (Aug. 31) as H.R. 10184 by Rep. Andy Barr of Kentucky and Rep. French Hill of […]

The Usual Financial Lifelines Are Failing Labor Economy Workers

August 06, 2026
Paying an unexpected bill is often only the beginning of the financial problem. For many households, the larger challenge is what happens after the emergency has passed, when the next...

Branch Wants Earned Wage Access to Be a Bridge, Not a Habit

July 28, 2026
Watch more: Need to Know With Branch’s Atif Siddiqi Before earned wage access became a FinTech category, restaurant workers had a simpler version of it: finish the shift, collect the...

EarnIn Adds Jobs Platform as Wage Access Draws Scrutiny

July 13, 2026
Watch more: Monday Conversation With EarnIn’s Ram Palaniappan A platform that sells access to wages needs customers who have wages. That is the commercial logic behind EarnIn’s move into job...

Quick Reads
Branch and Stripe Launch Digital Wallet for Worker Payouts

March 25, 2026
Workforce payments platform Branch has launched an integration with financial services company Stripe. This collaboration, announced Wednesday (March 25), is designed to make it easier for companies to launch a digital wallet and debit card via Stripe Issuing for worker payouts. “Stripe has built one of the most powerful ecosystems for platforms and marketplaces, and […]

CFPB Says Earned Wage Access Products Are Not Loans

December 22, 2025
The Consumer Financial Protection Bureau (CFPB) said Monday (Dec. 22) that certain earned wage access (EWA) products are not credit and are not covered by Regulation Z of the Truth in Lending Act. The...

WorkWhile Launches Free Real-Time Payments for Labor Economy

October 27, 2025
Labor marketplace WorkWhile has launched a free, real-time payment feature for workers on its platform. The launch, announced Monday (Oct. 27), is open to all workers on the Workwhile platform,...

SpotOn Teams With Visa to Streamline Tip Payouts

October 15, 2025
Restaurant management system SpotOn has launched a collaboration with Visa. The partnership, announced Wednesday (Oct. 15), integrates Visa Direct into SpotOn’s DayCheck solution, letting restaurants simplify tip payouts. “Independent restaurants...