Embedded Finance news and trends

Embedded Finance Becomes a Competitive Equalizer for Small Business
SMBs // December 26, 2025

Embedded finance made its mark as a capability advantage for large retailers and digital-native platforms. By streamlining checkout, offering branded payment products and monetizing customer relationships, mid-market and enterprise retailers were able to scale their digital operations and drive a competitive moat. Get the Full...

Retailers Elevate Embedded Finance as Risk and Complexity Rise
Retail // December 22, 2025

Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to a frontline business priority. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

The New Embedded Finance Playbook: Buy, Integrate, Scale
B2B Payments // December 22, 2025

The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which it’s being adopted. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

B2B Platforms Bring Finance to the Moment Decisions Are Made
B2B Payments // December 19, 2025

It’s a turbulent landscape out there for B2B enterprises. And B2B platforms have a front-row seat to the environment. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Interviews & Exclusives
Inside the Technology Shifts That Reshaped Payments and Risk in 2025

December 26, 2025
In 2025, payments, banking and commerce crossed a quiet but consequential threshold. Technologies that once promised efficiency or differentiation became nonnegotiable foundations, reshaping how money moves, how risk is managed and how trust is built at scale. Across dozens of Trackers published this year, a consistent pattern emerged: The conversation shifted from “What’s new” to […]

Embedded Finance Becomes a Competitive Equalizer for Small Business

December 26, 2025
Embedded finance made its mark as a capability advantage for large retailers and digital-native platforms. By streamlining checkout, offering branded payment products and monetizing customer relationships, mid-market and enterprise retailers...

The New Embedded Finance Playbook: Buy, Integrate, Scale

December 22, 2025
The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which it’s being adopted. Get the...

B2B Platforms Bring Finance to the Moment Decisions Are Made

December 19, 2025
It’s a turbulent landscape out there for B2B enterprises. And B2B platforms have a front-row seat to the environment. Get the Full Story Complete the form to unlock this article...

Quick Reads
Retailers Elevate Embedded Finance as Risk and Complexity Rise

December 22, 2025
Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to a frontline business priority. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Thread Raises $30 Million to Boost Embedded Banking

December 16, 2025
Thread Bank has raised $30.5 million to promote its embedded banking strategy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Green Dot Sells Bank and Embedded Finance Units

November 24, 2025
Banking FinTech Green Dot’s businesses now have new owners, according to a Monday (Nov. 24) news release. Get the Full Story Complete the form to unlock this article and enjoy...

Coupa Adds New Virtual Card Solution to Spend Management Platform

November 06, 2025
Coupa added a new virtual card solution to its spend management platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...