Financing news and trends

Private Credit Boom Threatens Stability, Says Global Watchdog
Bank Regulation // December 01, 2025

Private credit, representing lending by nonbank entities to companies, has in recent years come to rival traditional bank lending in size and influence. According to the U.S. Federal Reserve, private credit outstanding has roughly doubled over the past five years. At the same time, many...

OpenAI CFO Says Company’s Device Will Be ‘Multimodal’ and ‘Provocative’
artificial intelligence // November 05, 2025

OpenAI Chief Financial Officer Sarah Friar said Wednesday (Nov. 5) that the company is working on a multimodal device and that the firm wants a federal guarantee that would lower the cost of financing investments in artificial intelligence chips. Get the Full Story Complete the...

Walmart and Lendistry Simplify Credit for Marketplace Sellers
Partnerships // November 05, 2025

Small and midsize merchants have no shortage of ambition, but they often face long odds when they try to secure the financing needed to buy new equipment, restock inventory or expand online. Lenders can be hard to reach, and the process is often confusing or...

Zest AI Secures Strategic Investment for AI-Powered Lending Solutions
artificial intelligence // November 04, 2025

Zest AI said Tuesday (Nov. 4) that it secured strategic investment for its artificial intelligence-powered lending solutions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Interviews & Exclusives
Walmart and Lendistry Simplify Credit for Marketplace Sellers

November 05, 2025
Small and midsize merchants have no shortage of ambition, but they often face long odds when they try to secure the financing needed to buy new equipment, restock inventory or expand online. Lenders can be hard to reach, and the process is often confusing or time-consuming. For those selling on large platforms, the friction can […]

Half of Financially Stable Firms Use Financing to Fuel Growth

October 09, 2025
When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business agility, that means borrowing the...

Supply Chain Finance Now CFO Priority Thanks to AI, Says FIS

June 20, 2025
In a world beset by geopolitical uncertainty, tightening credit markets and rising capital costs, supply chain finance (SCF) is becoming a lifeline  — and automation is at the heart of...

Bank Loan or Embedded Financing? Depends on How Sunny a Business Is About the Economy

May 12, 2025
As the U.S. economy bumps up against fluctuating interest rates, tariffs and newly complex supply chains, medium-sized companies face critical decisions about how to fund their operations and fuel growth....

Quick Reads
SoFi Aims to Raise $1.5 Billion to Fund Additional Business Opportunities

December 04, 2025
SoFi Technologies is looking to fund additional business opportunities with an underwritten public offering of $1.5 billion of shares of its common stock. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

OpenAI CFO Says Company’s Device Will Be ‘Multimodal’ and ‘Provocative’

November 05, 2025
OpenAI Chief Financial Officer Sarah Friar said Wednesday (Nov. 5) that the company is working on a multimodal device and that the firm wants a federal guarantee that would lower...

Zest AI Secures Strategic Investment for AI-Powered Lending Solutions

November 04, 2025
Zest AI said Tuesday (Nov. 4) that it secured strategic investment for its artificial intelligence-powered lending solutions. Get the Full Story Complete the form to unlock this article and enjoy...

Propel Finance Raises $2 Billion to Fund UK Small Businesses

July 08, 2025
British FinTech Propel Finance has raised $2 billion in a new funding round. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...