Lending/page/3 news and trends

Square Boosts Lending by Catering to Businesses With Non-Standard Revenue Patterns

March 27, 2026
Square
Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve
Consumer Finance // March 16, 2026

Watch more: Monday Conversation With Propel Holdings’ Clive Kinross Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Upstart Seeks Regulatory Blessing to Become a Bank
Bank Regulation // March 11, 2026

Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Private Credit’s Gold Rush Draws Regulators and Bank Warnings
Loans // March 05, 2026

Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are taking a closer look at the risks embedded within that lending class. Get the Full Story Complete the form to...

As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
Payments Innovation // March 03, 2026

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Interviews & Exclusives
Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve

March 16, 2026
Watch more: Monday Conversation With Propel Holdings’ Clive Kinross Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the […]

Private Credit’s Gold Rush Draws Regulators and Bank Warnings

March 05, 2026
Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are taking a closer look at...

OpenAI and Cisco Back Standards to Scale Agentic AI

February 16, 2026
Right alongside the immense promise of agentic AI is the issue of trust. CFOs, according to PYMNTS Intelligence, are gaining it. So are consumers. As the issue of trust continues...

Eight in 10 Small Businesses Want Credit and on Their Terms

January 23, 2026
Small businesses are sending lenders the message that credit is broadly within reach, so the real fight is over flexibility and control. Get the Full Story Complete the form to...

Quick Reads
Square Boosts Lending by Catering to Businesses With Non-Standard Revenue Patterns

March 27, 2026
Square is now extending credit to more sellers after improving its underwriting models to assess the creditworthiness of those with non-standard revenue patterns. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

Upstart Seeks Regulatory Blessing to Become a Bank

March 11, 2026
Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status

January 12, 2026
The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration status when considering extending credit....

Experian Adds Commercial Data to Ascend Lender Platform

January 05, 2026
Experian made its commercial data information available through its Ascend platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...