Zilch news and trends

Zilch Looks to Take BNPL Firm Public in 2027

September 30, 2026
Zilch
Thredd and Visa Enable AI-Powered Card Payments for EU
Artificial Intelligence // July 15, 2026

Artificial intelligence-focused issuer-processing platform Thredd joined the Visa Agentic Ready program, according to a Wednesday (July 15) press release. Thredd’s participation will enable European financial institutions to process AI-initiated transactions without replacing their existing payment infrastructures, the release said. The integration’s rollout will include consumer...

Visa Teams With Zilch and Thredd on Flexible Payments in UK
Partnerships // May 12, 2026

Visa is teaming with Zilch and Thredd to offer more flexible payment options for consumers in the United Kingdom, according to a Tuesday (May 12) news release. The Visa Flexible Credential helps issuers provide more choice via Visa’s worldwide network, bolstered by Zilch’s “customer-focused proposition”...

Zilch Plans to Acquire Fjord Bank to Accelerate European Expansion
Partnerships // January 07, 2026

Consumer payments platform Zilch plans to acquire Fjord Bank to gain a European banking license that will enable Zilch to accelerate its expansion across Europe. The transaction is expected to close in the second half, subject to regulatory approvals, the companies said in a Wednesday...

Zilch Enters the ‘Payments Tent’ With FCA License
Payment Methods // December 11, 2025

Consumer payments platform Zilch has secured a payment services license in the U.K. The license, handed down by the Financial Conduct Authority (FCA), means that Zilch will no longer need to rely on third parties and can now begin to build more payment methods in-house, the company said in...

Interviews & Exclusives
UK Edges Closer to BNPL Regulation as Consultation Kicks Off

February 15, 2023
The U.K. has launched a long-awaited consultation aimed at regulating the BNPL sector. The eight-week consultation, which started Tuesday (Feb. 14) and was announced by the HM Treasury, comes two years after the government announced its intention to tighten rules around the use of interest-free buy now, pay later (BNPL) products and bring them into […]

BNPL’s Newest Trick: Cutting Out the Retail ‘Middleman’

August 22, 2022
Buy now, pay later (BNPL) is a consumer credit solution typically sold to retailers who then allow eligible consumers to use it to pay in installments. But what changes when...

Zilch CEO on Why BNPL Needs a Revamp

February 24, 2022
The use of buy now, pay later (BNPL) has exploded in the past few years as more and more consumers tap into the opportunity to pay for expensive, one-time retail...

Quick Reads
Zilch Looks to Take BNPL Firm Public in 2027

September 30, 2026
U.K. FinTech Zilch is reportedly in discussions with banks as it prepares to go public. The company, whose offerings include buy now, pay later (BNPL) loans, is looking to list on the London Stock Exchange, the Financial Times (FT) reported Wednesday (Sept. 30).  Sources familiar with the matter told the FT Zilch recently invited investment […]

Thredd and Visa Enable AI-Powered Card Payments for EU

July 15, 2026
Artificial intelligence-focused issuer-processing platform Thredd joined the Visa Agentic Ready program, according to a Wednesday (July 15) press release. Thredd’s participation will enable European financial institutions to process AI-initiated transactions...

Visa Teams With Zilch and Thredd on Flexible Payments in UK

May 12, 2026
Visa is teaming with Zilch and Thredd to offer more flexible payment options for consumers in the United Kingdom, according to a Tuesday (May 12) news release. The Visa Flexible...

Zilch Plans to Acquire Fjord Bank to Accelerate European Expansion

January 07, 2026
Consumer payments platform Zilch plans to acquire Fjord Bank to gain a European banking license that will enable Zilch to accelerate its expansion across Europe. The transaction is expected to...