Buy Now Pay Later news and trends

BNPL May Face a State-by-State Licensing Challenge
BNPL // August 07, 2026

Merchants may treat buy now, pay later (BNPL) as a standard checkout option, but state licensing rules could determine where particular installment plans can actually be offered. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Splitit CEO Says Card-Linked Payments Can Save AI Sales
Opinion // August 07, 2026

Card-linked installments can help prevent payment failures in agentic AI commerce, Splitit CEO Nandan Sheth writes in a new PYMNTS eBook, “Building the Agent-Ready Payments Enterprise.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

J.P. Morgan Payments Adds Klarna Installments at Checkout
BNPL // August 06, 2026

Merchants using J.P. Morgan Payments’ Commerce Platform in the United States can now offer Klarna’s flexible payment options at checkout, with no integration required. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Why Buy Now, Pay Later Was Never Just About Credit
BNPL // August 05, 2026

I thought that would get your attention. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Interviews & Exclusives
Splitit CEO Says Card-Linked Payments Can Save AI Sales

August 07, 2026
Card-linked installments can help prevent payment failures in agentic AI commerce, Splitit CEO Nandan Sheth writes in a new PYMNTS eBook, “Building the Agent-Ready Payments Enterprise.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily […]

33% of US Consumers Use Credit Card Installments

July 29, 2026
Buy now, pay later was supposed to take business away from credit cards. Instead, credit cards appear to be taking a page from BNPL. Get the Full Story Complete the...

74% of BNPL Users Choose More Than One Provider

July 20, 2026
Buy now, pay later users are no longer choosing one provider and staying loyal. They are building a payment toolkit, selecting different installment options for different purchases. Get the Full...

The Best Buy Now Pay Later Customer Is Not Who Banks Think

July 17, 2026
Financial institutions have traditionally organized customers using familiar metrics: income, assets, credit score and spending patterns. Those variables determined who qualified for a mortgage, which credit card they received and...

Quick Reads
Splitit and 1stMILE Unlock Card-Linked Installments for Auto Repairs

August 07, 2026
Automotive service providers that use 1stMILE’s automotive commerce platform can now offer their customers Splitit’s flexible point-of-sale installment payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

J.P. Morgan Payments Adds Klarna Installments at Checkout

August 06, 2026
Merchants using J.P. Morgan Payments’ Commerce Platform in the United States can now offer Klarna’s flexible payment options at checkout, with no integration required. Get the Full Story Complete the form...

Venezuelan BNPL FinTech Cashea Raises $100 Million

July 30, 2026
Venezuela-based pay later FinTech Cashea has raised $100 million in new funding. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Oregon Says BNPL Providers Need State Lending Licenses

July 29, 2026
Oregon is reminding pay later companies they must have state lending licenses before offering their services. Get the Full Story Complete the form to unlock this article and enjoy unlimited...