Buy Now Pay Later news and trends

Why Buy Now, Pay Later Was Never Just About Credit
BNPL // August 05, 2026

I thought that would get your attention. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Venezuelan BNPL FinTech Cashea Raises $100 Million
Investments // July 30, 2026

Venezuela-based pay later FinTech Cashea has raised $100 million in new funding. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Oregon Says BNPL Providers Need State Lending Licenses
BNPL // July 29, 2026

Oregon is reminding pay later companies they must have state lending licenses before offering their services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

33% of US Consumers Use Credit Card Installments
Credit Cards // July 29, 2026

Buy now, pay later was supposed to take business away from credit cards. Instead, credit cards appear to be taking a page from BNPL. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Interviews & Exclusives
33% of US Consumers Use Credit Card Installments

July 29, 2026
Buy now, pay later was supposed to take business away from credit cards. Instead, credit cards appear to be taking a page from BNPL. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS […]

74% of BNPL Users Choose More Than One Provider

July 20, 2026
Buy now, pay later users are no longer choosing one provider and staying loyal. They are building a payment toolkit, selecting different installment options for different purchases. Get the Full...

The Best Buy Now Pay Later Customer Is Not Who Banks Think

July 17, 2026
Financial institutions have traditionally organized customers using familiar metrics: income, assets, credit score and spending patterns. Those variables determined who qualified for a mortgage, which credit card they received and...

44 Million Subprime Consumers Create a New Market for Payments Providers

July 15, 2026
For young subprime consumers, the clearest sign of financial pressure may show up not at the checkout counter, but at the doctor’s office. Get the Full Story Complete the form...

Quick Reads
J.P. Morgan Payments Commerce Platform Embeds Klarna for Instant Merchant Access

August 06, 2026
Merchants using J.P. Morgan Payments’ Commerce Platform in the United States can now offer Klarna’s flexible payment options at checkout, with no integration required. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

Venezuelan BNPL FinTech Cashea Raises $100 Million

July 30, 2026
Venezuela-based pay later FinTech Cashea has raised $100 million in new funding. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Oregon Says BNPL Providers Need State Lending Licenses

July 29, 2026
Oregon is reminding pay later companies they must have state lending licenses before offering their services. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

New York Regulator Proposes Licensing Rules for BNPL Lenders

July 15, 2026
The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation Wednesday (July 15) and will...