Buy Now Pay Later/page/4 news and trends

BNPL Finds an Audience Among Super-Prime Shoppers
BNPL // August 20, 2026

Consumers who spread their purchases across several buy now, pay later (BNPL) providers are also the ones most prepared to pay for something BNPL was built to avoid: interest. That distinction may impact how far the product can move beyond Pay in 4. Get the...

61% of Consumers Would Consider AI-Recommended Financing
Consumer Insights // August 18, 2026

Artificial intelligence may win a place at the Pay Later checkout by recommending the financing, then letting the shopper make the final call. New PYMNTS Intelligence data shows 61% of U.S. consumers would consider an AI shopping assistant’s Pay Later recommendation for at least one...

Patient Financing Becomes Part of the Healthcare Checkout
Healthcare // August 17, 2026

For a patient facing a crown, a new pair of prescription lenses or an unexpected veterinary procedure, the decision to proceed can depend as much on when the bill must be paid as on how much it costs. Get the Full Story Complete the form...

Airwallex Adds Affirm Pay-Over-Time Options for US Shoppers
BNPL // August 13, 2026

Airwallex is adding Affirm’s installment payment options to its checkout platform, giving merchants in 35 countries a way to offer pay-over-time financing to eligible customers in the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Interviews & Exclusives
BNPL Finds an Audience Among Super-Prime Shoppers

August 20, 2026
Consumers who spread their purchases across several buy now, pay later (BNPL) providers are also the ones most prepared to pay for something BNPL was built to avoid: interest. That distinction may impact how far the product can move beyond Pay in 4. Get the Full Story Complete the form to unlock this article and […]

61% of Consumers Would Consider AI-Recommended Financing

August 18, 2026
Artificial intelligence may win a place at the Pay Later checkout by recommending the financing, then letting the shopper make the final call. New PYMNTS Intelligence data shows 61% of...

Patient Financing Becomes Part of the Healthcare Checkout

August 17, 2026
For a patient facing a crown, a new pair of prescription lenses or an unexpected veterinary procedure, the decision to proceed can depend as much on when the bill must...

Splitit CEO Says Card-Linked Payments Can Save AI Sales

August 07, 2026
Card-linked installments can help prevent payment failures in agentic AI commerce, Splitit CEO Nandan Sheth writes in a new PYMNTS eBook, “Building the Agent-Ready Payments Enterprise.” Get the Full Story...

Quick Reads
Airwallex Adds Affirm Pay-Over-Time Options for US Shoppers

August 13, 2026
Airwallex is adding Affirm’s installment payment options to its checkout platform, giving merchants in 35 countries a way to offer pay-over-time financing to eligible customers in the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Klarna Launches New Membership Tiers With Fee Cuts and Higher Cash-Back Rewards

August 13, 2026
Global digital bank and flexible payments provider Klarna has revamped its membership tiers in Europe, adding new perks, removing service fees and increasing cash-back rewards, the company said in a...

Synchrony and PayPal Bring Special Financing to Entire Mastercard Network

August 10, 2026
Synchrony and PayPal now offer PayPal Credit Card cardholders special financing everywhere Mastercard is accepted. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Splitit and 1stMILE Unlock Card-Linked Installments for Auto Repairs

August 07, 2026
Automotive service providers that use 1stMILE’s automotive commerce platform can now offer their customers Splitit’s flexible point-of-sale installment payments. Get the Full Story Complete the form to unlock this article...