Buy Now Pay Later/page/4 news and trends

New York Regulator Proposes Licensing Rules for BNPL Lenders
BNPL // July 15, 2026

The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation Wednesday (July 15) and will accept public comment on the proposed regulation until Sept. 14, according to the department’s regulatory activity page....

44 Million Subprime Consumers Create a New Market for Payments Providers
Consumer Insights // July 15, 2026

For young subprime consumers, the clearest sign of financial pressure may show up not at the checkout counter, but at the doctor’s office. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

PayPal Expands UK BNPL Offering Ahead of New Regulations
BNPL // July 14, 2026

PayPal introduced another buy now, pay later (BNPL) option for its customers in the United Kingdom, according to a Tuesday (July 14) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth
BNPL // July 14, 2026

Klarna is working on a significant risk transfer (SRT) that will enable it to offload credit risk tied to buy now, pay later (BNPL) loans and free up capital, Bloomberg reported Tuesday (July 14), citing unnamed sources. Get the Full Story Complete the form to...

Interviews & Exclusives
The Best Buy Now Pay Later Customer Is Not Who Banks Think

July 17, 2026
Financial institutions have traditionally organized customers using familiar metrics: income, assets, credit score and spending patterns. Those variables determined who qualified for a mortgage, which credit card they received and how aggressively they were marketed new financial products. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

44 Million Subprime Consumers Create a New Market for Payments Providers

July 15, 2026
For young subprime consumers, the clearest sign of financial pressure may show up not at the checkout counter, but at the doctor’s office. Get the Full Story Complete the form...

BNPL Boosts Basket Size When Shoppers See It Early

July 09, 2026
Buy now, pay later has moved well beyond its original role as an alternative payment method at checkout. It is shaping how retailers present products, influence purchase decisions and guide...

51% of BNPL Users Use It Because They Have To

July 01, 2026
The next stage of Pay Later may look less like a single checkout button and more like a credit menu built for different kinds of buyers. Get the Full Story Complete the...

Quick Reads
New York Regulator Proposes Licensing Rules for BNPL Lenders

July 15, 2026
The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation Wednesday (July 15) and will accept public comment on the proposed regulation until Sept. 14, according to the department’s regulatory activity page. Get the Full Story Complete the form to unlock this […]

PayPal Expands UK BNPL Offering Ahead of New Regulations

July 14, 2026
PayPal introduced another buy now, pay later (BNPL) option for its customers in the United Kingdom, according to a Tuesday (July 14) press release. Get the Full Story Complete the...

Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth

July 14, 2026
Klarna is working on a significant risk transfer (SRT) that will enable it to offload credit risk tied to buy now, pay later (BNPL) loans and free up capital, Bloomberg...

BNPL Set to Come Under Supervision of UK’s FCA

July 13, 2026
This week marks a new era for buy now, pay later (BNPL) products in the U.K. Get the Full Story Complete the form to unlock this article and enjoy unlimited...