Bnpl news and trends

PayPal Reports 25% BNPL Payment Volume Increase
Artificial Intelligence // October 27, 2026

PayPal is preparing for artificial intelligence-driven purchases while working to accelerate checkout growth. “If you think about consumer agents buying from merchant agents, both will have to validate that this is a real consumer who can pay and a real merchant that has the product,”...

Parents Split on What Makes Buy Now, Pay Later Options Attractive
BNPL // October 26, 2026

Pay later providers competing on monthly payment size, total cost and interest-free terms face different definitions of an attractive offer — even among households with children. Monthly payment amount is the leading consideration for 34% of married parents, according to PYMNTS Intelligence’s “The Family Factor:...

Klarna and FreshBooks Team on BNPL for Small Business
BNPL // October 21, 2026

Pay-later provider Klarna launched a new partnership with small business management software company FreshBooks, according to a Wednesday (Oct. 21) news release. The collaboration is designed to bring Klarna’s buy now, pay later (BNPL) payment methods into FreshBooks’ invoicing and payment flows, with no added...

Synchrony’s CareCredit Launches Installment Loan for Healthcare Expenses
Healthcare // October 21, 2026

CareCredit, a solution from consumer financing company Synchrony, has launched an enhanced and rebranded installment loan product that helps consumers plan and pay for products and elective health and wellness expenses not covered by insurance, the company said in a Wednesday (Oct. 21) press release. This CareCredit Pay...

Interviews & Exclusives
Parents Split on What Makes Buy Now, Pay Later Options Attractive

October 26, 2026
Pay later providers competing on monthly payment size, total cost and interest-free terms face different definitions of an attractive offer — even among households with children. Monthly payment amount is the leading consideration for 34% of married parents, according to PYMNTS Intelligence’s “The Family Factor: Where Pay Later Providers Can Compete, an analysis of the […]

Splitit CEO Says AI Agents Need the Full Financial Picture to Pick Pay Later

October 09, 2026
Watch more: Need to Know With Splitit’s Nandan Sheth Artificial intelligence could turn pay later from an offer at checkout into advice about whether financing the purchase makes sense in...

Affirm Bets on Where Borrowers Are Headed

September 21, 2026
Watch more: Monday Conversation With Affirm’s Libor Michalek Picture someone who had a bad year. A few bills went unpaid, and their credit score took the hit. Then things turned...

26% of Travelers Put Travel Costs on Card Installments

September 15, 2026
For many consumers, planning a trip now includes deciding how to divide the bill as carefully as deciding where to go. The PYMNTS Intelligence report “Credit Card Installments Outrun BNPL...

Quick Reads
CarParts.com Adds Klarna

October 27, 2026
CarParts.com has added Klarna’s full suite of payment options to its eCommerce site for automotive parts and accessories, Klarna said in a Tuesday (Oct. 27) press release. Now, at checkout, CarParts.com offers its customers Klarna’s options to pay in full, split a purchase into four interest-free payments or spread the cost over time with financing, according to the release. These flexible ways to […]

Klarna and FreshBooks Team on BNPL for Small Business

October 21, 2026
Pay-later provider Klarna launched a new partnership with small business management software company FreshBooks, according to a Wednesday (Oct. 21) news release. The collaboration is designed to bring Klarna’s buy...

Synchrony’s CareCredit Launches Installment Loan for Healthcare Expenses

October 21, 2026
CareCredit, a solution from consumer financing company Synchrony, has launched an enhanced and rebranded installment loan product that helps consumers plan and pay for products and elective health and wellness expenses...

Zilch Looks to Take BNPL Firm Public in 2027

September 30, 2026
U.K. FinTech Zilch is reportedly in discussions with banks as it prepares to go public. The company, whose offerings include buy now, pay later (BNPL) loans, is looking to list...