Real estate is the source of massive, ongoing digital innovation – and the same holds true, at least arguably, in the wider world of credit unions, though many of them still struggle to offer loyalty and rewards programs to retail consumers. Meanwhile, trust and identity issues continue to evolve at a rapid pace, new payment regulations promise to impact global commerce and faster payments are revving the retail engine.

Data:
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$1.9 billion+: Venture-related deals in real estate in May 2019
75 percent: Portion of global adult population that have mobile phones
Sept. 14: Scheduled debut of SCA mandate from the European Banking Authority
29.4 percent: Share of credit unions that have invested in loyalty and rewards innovations in the past three years
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95 percent: Share of U.S. consumers with access to same-day ACH