Consumers can expect to see Apple Pay available on the web later this fall. Though Apple has not confirmed an exact date, Stripe announced the integration on its blog on Monday (Aug. 29) and said it’s been working closely with Apple to get the implementation ready.
In order to support Apple Pay on the web, Stripe provided a list of steps that will be required as businesses prepare for the upcoming release. The guidance includes registering the domain name of the checkout page to prevent fraud, checking for Apple Pay support using the Stripe.js function and customizing the payment form.
“We’ll support all the fields you can use to customize what shows up in the Payment Sheet (the dialog that presents the transaction’s details to the customer),” Stripe’s blog post stated. “As you’d expect, you can also use the Stripe integration to get your customers’ shipping info via Apple Pay or charge on a recurring basis for subscriptions.”
The company confirmed that, when its Stripe.js function is used, a business doesn’t have to worry about sensitive information hitting its servers because Stripe will create “secure sessions with Apple, decrypt the payment info and pass along a token that you can use to create a charge.”
Currently, Apple is waging an ongoing battle in Australia because it will not negotiate with the country’s biggest banks as a collective whole when it comes to competition, best practice standards, efficiency or transparency. Doing so, Apple contends, runs the risk the firm will “undermine the availability, security and privacy” its customers expect when using Apple devices to make payments.
Such is the argument Apple has made in its latest submission to the Australian Competition and Consumer Commission (ACCC) in its ongoing battle to prevent Commonwealth Bank of Australia, National Australia Bank, Westpac and Bendigo and Adelaide Bank from joining forces to collectively negotiate with third-party mobile wallet providers, such as Apple.
“If granted, the authorization would harm consumers, lessen competition and reduce innovation in the banking sector, of which the payments system is a core part. It would also create a troubling precedent. Apple expects that banks and third-party mobile wallet providers will continue innovating and developing new and better solutions,” Apple wrote.