Consumers By PYMNTS | October 3, 2014 | Listen to Article Listen Pause [pt_view id=”84e7d1c59e”] Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions. Δ Recommended Nubank Names Brazil Chief Livia Chanes as Latin America CEO After 20 Years of ERP Consolidation, M&A Still Moves Faster Than Integration Open Standard Challenges Circle With Yield-Sharing Stablecoin Microsoft Coaches Sales Staff to Challenge OpenAI and Anthropic on Costs and Security See More In: Apple Pay Tracker