Digital-First Banking

Digital-First Banking
Digital Banks Win With Younger and Lower-Income Consumers
February 09, 2026

Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily payment habits in ways that set them apart from customers of traditional banks. Get the Full Story Complete the form...

Digital-First Banking
FinTechs and Automakers Pursue Bank Charters to Expand Lending
January 26, 2026

The 21st century has seen a shift in how nonbanks enter the financial system. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Digital-First Banking
Revolut Continues LatAm Expansion With Peru Banking Effort
January 19, 2026

Revolut has added Peru as the next stop in its ongoing Latin American expansion effort. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Digital-First Banking
Huntington Bank Embraces FinTech Thinking to Build Faster
November 03, 2025

Today’s financial institutions aren’t racing to adopt the latest technology for bragging rights. Instead, they are homing in on the customer journey as the benchmark of meaningful change Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Digital-First Banking
Israel’s New Digital Bank Pays Customers Instead of Charging Fees
October 14, 2025

All banks talk about using technology to lower costs; esh Group is wagering customers should see the results. The Israel-based, digital-only startup says it will pay account holders every week by splitting the bank’s net interest income evenly with them. Get the Full Story Complete...

Digital-First Banking
Nubank Prepares to Expand Digital Banking Platform to US
September 30, 2025

Nubank said Tuesday (Sept. 30) that it applied for a U.S. national bank charter as it explores opportunities to expand its digital banking platform beyond Latin America. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Digital-First Banking
Revolut Expands US Banking Efforts With High-Yield Savings
September 29, 2025

UK FinTech Revolut has launched a high-yield savings account for American customers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Digital-First Banking
Bank of America Puts AI in the Treasurer’s Pocket With CashPro Upgrade
September 29, 2025

Watch more: Need to Know: Bank of America, Tom Durkin Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Digital-First Banking
Societe Generale Rethinks Digital Strategy as Revolut Targets France
September 02, 2025

Facing a challenge from Revolut, Societe Generale (SocGen) is reportedly rethinking its strategy for BoursoBank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...