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Late Student Loan Borrowers Face 129-Point Credit History Hit
February 27, 2025

There’s a new source of stress facing America’s already-stressed student loan borrowers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

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Visa Launches New Tool to Benchmark Middle-Market Working Capital Efficiency
February 20, 2025

For the past two years, PYMNTS Intelligence and Visa have explored the strategies and challenges facing Growth Corporates. These middle-market firms generate annual revenues between $50 million to $1 billion and can become tomorrow’s juggernauts. Central to two annual reports (the latest can be found...

Loans
Consumers on Credit Treadmill More Likely to Turn to Nontraditional Loans
February 20, 2025

Reward seekers, or consumers who pay their credit and store card balances in full every month, aim to maximize benefits from their credit usage, while credit treadmill consumers, who make the minimum payment or less on their credit and store cards each month, often depend...

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Corporate Delinquencies Reach Highest Rate Since 2017
February 17, 2025

Corporate delinquencies are reportedly at the highest rate they’ve reached in eight years. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

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Banks See Lukewarm Lending in Spite of Wall Street Rally
January 31, 2025

Steady-to-declining interest rates. Inflation under 3%. A relaxed attitude to regulation in D.C. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

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HomeStreet to Sell $990 Million in Loans to Bank of America
December 27, 2024

The Seattle-based parent company of HomeStreet Bank agreed to sell $990 million in multifamily commercial real estate loans to Bank of America. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

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Morgan Stanley Expects Favorable Environment for Lenders in 2025
December 19, 2024

Morgan Stanley reportedly upgraded its rating and price targets on shares of several credit card companies and lenders, citing stabilization in consumer credit and an anticipated favorable regulatory environment. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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54% of Consumers With Unstable Cash Flow Prefer Providers Offering Embedded Lending
December 19, 2024

Embedded lending, the integration of credit offerings into platforms where consumers and microbusinesses (MSBs) can apply for credit directly during a transaction, is gaining traction across major global markets. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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Pandemic’s Main Street Lending Program Borrowers Still Struggle With High Interest Rates
November 22, 2024

The Federal Reserve’s pandemic-era Main Street Lending Program reportedly had $1.23 billion in interest and principal payments in default as of Oct. 31. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...