Consumer Insights

The Work Schedule Behind a $20 Billion Paycheck Problem
Consumer Insights
The Work Schedule Behind a $20 Billion Paycheck Problem
May 29, 2026

“The Schedule Shock: How Unstable Hours Turn Paychecks Into Guesswork” is the May 2026 edition of the Wage to Wallet Index, a PYMNTS Intelligence and WorkWhile collaboration. The report examines how unstable work schedules affect income stability, household finances and career mobility among Labor Economy...

Banks Push Upstream as Consumers Brace for Higher Costs
Consumer Insights
Banks Push Upstream as Consumers Brace for Higher Costs
May 27, 2026

Consumers are preparing for higher costs before those costs fully hit their wallets. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Younger Consumers Juggle More Ways to Pay the Bills
Consumer Insights
Younger Consumers Juggle More Ways to Pay the Bills
May 27, 2026

Consumers are not just cutting back. Many, especially younger adults, are layering one money move on top of another to keep up with everyday costs. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

51% of Struggling Consumers Are Paid by the Hour
Consumer Insights
51% of Struggling Consumers Are Paid by the Hour
May 26, 2026

The paycheck-to-paycheck economy is becoming less about spending habits and more about the way Americans get paid. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

American Consumers Pressured as Rising Prices Erase Tax Refunds
Consumer Insights
American Consumers Pressured as Rising Prices Erase Tax Refunds
May 25, 2026

U.S. consumers are reportedly facing increased financial pressure as tax refunds peter out. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

81% of Consumers Say Smart Embedded Offers Could Shape Where They Shop
Consumer Insights
81% of Consumers Say Smart Embedded Offers Could Shape Where They Shop
May 19, 2026

The next fight for consumer loyalty may start before checkout, when shoppers are still deciding what belongs in the cart. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Who Is the Subprime Consumer?
Consumer Insights
Who Is the Subprime Consumer?
May 07, 2026

Subprime consumers are often viewed through a narrow credit-risk lens. PYMNTS Intelligence’s “Who Is the Subprime Consumer? A Behavioral Profile” shows a different picture: a large, steady and measurable part of the U.S. consumer economy that is changing how it uses credit, installment products and...

Only 25% of Consumers Say Their Cost-Cutting Plans Still Work
Consumer Insights
Only 25% of Consumers Say Their Cost-Cutting Plans Still Work
April 30, 2026

The clearest sign of consumer strain may not be what households are cutting, but how many different ways they are trying to keep up. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Gas Prices Drive Consumer Sentiment Index to All-Time Low
Consumer Insights
Gas Prices Drive Consumer Sentiment Index to All-Time Low
April 24, 2026

The gas price spike drove the University of Michigan’s Index of Consumer Sentiment to the lowest level recorded in its over 73-year history. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...