Karen Webster

Payments 2015: By The Letter eBook

In many ways, 2015 was the year in which everything – and nothing — about payments changed.

Plastic cards, checks – and yes, even cash – still define how payments are made among people and businesses. This is despite the billions of dollars and man-hours dedicated to launching a seemingly endless array of new innovations intended to change that.

That’s why 2015 might be one of the most important years in payments and commerce history yet. It was a year in which important lessons were learned about what the future of payments might look like, where we got a better sense of what real problems need to be solved and for whom, what enabling technologies might help us do that, and who might lead the way.

This year may not have made the big dent in the payments universe that many thought we’d see when the year started. But, more so than many, 2015 will go down in the history books as a turning point nonetheless. It’s likely that the year’s hits and its misses will translate into crucial pivots that will define the year to come.

To highlight the big topics of conversation in payments and commerce, MPD CEO Karen Webster broke down The ABCs of Payments 2015, which includes the hottest news in Apple Pay, bitcoin, cross-border, data and EMV to loyalty, mobile, O2O, P2P, regulation and tokenization (and everything in-between and beyond).

This eBook is the first installment of the 26 things that help us better understand the hits, the misses and the too early to tell events that defined Payments 2015.

To read the full eBook, click here.



About: Accelerating The Real-Time Payments Demand Curve:What Banks Need To Know About What Consumers Want And Need, PYMNTS  examines consumers’ understanding of real-time payments and the methods they use for different types of payments. The report explores consumers’ interest in real-time payments and their willingness to switch to financial institutions that offer such capabilities.