The Millennial Cash Flow Code: What Data Reveals About Saving, Spending and Financial Resilience

The Millennial Cash Flow Code: What Data Reveals About Saving, Spending and Financial Resilience
The Millennial Cash Flow Code: What Data Reveals About Saving, Spending and Financial Resilience
July 09, 2026  |  Consumer Insights

America’s millennials are now deep into the years when earnings, spending and long-term planning collide. Many are buying homes, raising children, managing student debt and...

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The Fragmented Paycheck: Why Rising Spending No Longer Means Stronger Demand
The Fragmented Paycheck: Why Rising Spending No Longer Means Stronger Demand
July 08, 2026  |  Consumer Insights

There’s a concerning cross-current happening in the U.S. economy. The dollars crossing the register are rising. Earnings reports and government data continue to support the...

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The SMB Growth Gap: What Leaders Track That Others Miss
The SMB Growth Gap: What Leaders Track That Others Miss
July 08, 2026  |  PYMNTS Data Lab

Many SMBs are flying blind on where their customers actually come from—and the ones that track things (formally, not just by asking around) grow revenue...

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The End of Casual AI: How Consumers Are Turning Prompts Into Daily Power Tools
The End of Casual AI: How Consumers Are Turning Prompts Into Daily Power Tools
July 06, 2026  |  Artificial Intelligence

At 9:15 on a Monday morning, a new generative artificial intelligence user asks a large language model (LLM) to polish an email, reads the answer...

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Digital Shopping Becomes an Everyday Event
Digital Shopping Becomes an Everyday Event
July 03, 2026  |  Consumer Insights

Consumers are shopping more often, using mobile phones deeper in the journey and turning to AI for help before they buy. “The AI-Powered Shopper Has...

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Payments Executives Say the AI Demo Era Is Ending
Payments Executives Say the AI Demo Era Is Ending
July 02, 2026  |  Payments Innovation

Artificial intelligence was supposed to trigger the next software arms race. Instead, it may be ending the last one. Across a month’s worth of conversations...

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Wholesale Writes the AI Playbook: How Goods Firms Are Scaling Intelligence Across the Enterprise
Wholesale Writes the AI Playbook: How Goods Firms Are Scaling Intelligence Across the Enterprise
July 01, 2026  |  Artificial Intelligence

Gone are the days when a warehouse manager at a wholesale distribution company would have to pull up a contract on a tablet, a security...

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The Split-Paycheck Generation: How Work Type Divides Millennial Income, Credit and Financial Stability
The Split-Paycheck Generation: How Work Type Divides Millennial Income, Credit and Financial Stability
July 01, 2026  |  Consumer Insights

Millennials are often discussed as one consumer generation, but the way they earn their income tells a more complicated story. This generation is in its...

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The Orchestration Advantage: Why Five Payment Capabilities Separate Leaders From Laggards
The Orchestration Advantage: Why Five Payment Capabilities Separate Leaders From Laggards
June 26, 2026  |  Innovation

Payment orchestration has become widespread, but the returns are uneven. PYMNTS Intelligence finds that companies achieve the strongest performance gains when five capabilities operate together:...

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