The Confidence Divide: Why Americans Trust the Economy More Than Their Paychecks

The Confidence Divide: Why Americans Trust the Economy More Than Their Paychecks
The Confidence Divide: Why Americans Trust the Economy More Than Their Paychecks
July 24, 2026  |  Consumer Insights

For the first time in months, Americans seemed to feel they were catching a bit of a break. Gas prices dipped in early July as...

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The Overlap Effect: How Amazon and Walmart Expanded the Crowd and Shrank the Basket
The Overlap Effect: How Amazon and Walmart Expanded the Crowd and Shrank the Basket
July 23, 2026  |  PYMNTS Data Lab

For the first time, the dates of Amazon Prime Day (four days over June 23 through June 26) and Walmart Deals (June 22 to June...

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From First Prompt to Daily Habit: The Data Behind Rising Gen AI Reliance
From First Prompt to Daily Habit: The Data Behind Rising Gen AI Reliance
July 22, 2026  |  Artificial Intelligence

A year ago, a consumer we’ll call Elena may have planned a family trip by opening a dozen browser tabs, copying prices into a spreadsheet...

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More Ways to Pay: The Data Behind Millennials’ Expanding Payment Toolkit
More Ways to Pay: The Data Behind Millennials’ Expanding Payment Toolkit
July 21, 2026  |  Consumer Insights

Millennials helped make digital commerce feel normal. They shop through apps, compare products online, move money through platforms and expect payments to work quickly. They...

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Rewards at the Register: How Smart Basket Technology Puts Issuers Back at the Center of the Sale
Rewards at the Register: How Smart Basket Technology Puts Issuers Back at the Center of...
July 17, 2026  |  PYMNTS Data Lab

Issuers see smart checkout as more than a new rewards feature. They view it as a way to make offers more useful, rewards timelier and...

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Complete Payment Orchestration Stacks Boost Revenue and Improve Customer Relationships
Complete Payment Orchestration Stacks Boost Revenue and Improve Customer Relationships
July 15, 2026  |  Payments Innovation

If you built a high-performance engine but only installed several of the components it needed to run, you wouldn’t be surprised if it failed to...

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The Companies Hiding in Plain Sight
The Companies Hiding in Plain Sight
July 14, 2026  |  Business

There’s a class of company the financial services industry tends to overlook. These firms are too big to be a small business, yet too small...

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The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
July 14, 2026  |  Consumer Insights

Millennials helped turn digital commerce into a daily shopping habit. They came of age with smartphones, mobile apps, social platforms and one-click checkout. Now they’re...

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BNPL’s Multi-Provider Moment: Why Shoppers No Longer Pick Just One
BNPL’s Multi-Provider Moment: Why Shoppers No Longer Pick Just One
July 10, 2026  |  BNPL

The buy now, pay later market is entering a new phase where consumers are treating installment financing as a flexible financial management tool. Instead of...

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