Beyond Pay in 4: Many BNPL Buyers Would Pay for More Time

Beyond Pay in 4: Many BNPL Buyers Would Pay for More Time
Beyond Pay in 4: Many BNPL Buyers Would Pay for More Time
August 07, 2026  |  BNPL

Tens of millions of Americans use buy now, pay later because it offers a simple proposition: the ability to obtain immediate credit for goods and...

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Trust Isn’t Enough: How Credit Unions Can Win the Wallet
Trust Isn’t Enough: How Credit Unions Can Win the Wallet
August 07, 2026  |  Credit Unions

Credit unions have earned deep trust from consumers and small businesses, but that faith doesn’t always translate into card use. Members often turn to their...

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The 50 Million Consumer Migration: The Data Behind Retail’s Shift Toward AI Discovery
The 50 Million Consumer Migration: The Data Behind Retail’s Shift Toward AI Discovery
August 06, 2026  |  Artificial Intelligence

Consider Maya, a 36-year-old marketing manager in Chicago who once treated every major purchase like a browser endurance test. She would start by opening Google,...

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When Credit for Fast-Growing Companies Isn’t Really “Credit”
When Credit for Fast-Growing Companies Isn’t Really “Credit”
August 06, 2026  |  SMBs

The emerging middle market says it has enough credit. It also says it keeps missing growth because it doesn’t have enough credit. Both are true...

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The Cash Flow Generation: How Millennials Are Changing the Future of Commerce
The Cash Flow Generation: How Millennials Are Changing the Future of Commerce
August 04, 2026  |  Consumer Insights

Up to six years of PYMNTS data on the financial wellbeing and consumer habits of American millennials shows that most of them are living close...

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The Enterprise AI Payback Curve: Adoption Accelerates as Returns Take Shape
The Enterprise AI Payback Curve: Adoption Accelerates as Returns Take Shape
August 04, 2026  |  Artificial Intelligence

Ask a financial services company where it uses advanced iterations of artificial intelligence in its daily operations the most, and you’ll get a quick answer:...

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Closing the Payment Gap: New Data on Speed, Risk and Retention
Closing the Payment Gap: New Data on Speed, Risk and Retention
July 31, 2026  |  Fraud Prevention

Payment friction takes a toll across many business operations. Firms facing greater business uncertainty report weaker payment performance, more customer delays and higher revenue losses....

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Millennials Put AI to Work: How a Generation Is Changing Product Discovery and Commerce
Millennials Put AI to Work: How a Generation Is Changing Product Discovery and Commerce
July 28, 2026  |  Consumer Insights

Millennials have always sat in a useful middle lane for technology adoption. They remember the world before smartphones became the center of daily life, but...

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The SMB Growth Engine: How Digital Sales and Customer Tracking Drive Revenue
The SMB Growth Engine: How Digital Sales and Customer Tracking Drive Revenue
July 24, 2026  |  PYMNTS Data Lab

Growth by U.S. small and medium-sized businesses outpaced the broader economy in 2025, but it varied sharply by how companies reached customers and tracked demand....

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