Consumer financing impacts each shopping decision differently. Its impact concentrates among younger consumers, active users of pay later options and higher-consideration purchases where shoppers are...
On the first of the month, Helen’s property manager mails out checks. By the time the $4,200 in rent from her three Hartford units actually...
When the Pay Later Ecosystem series launched in April 2025, buy now, pay later was dominating the consumer lending narrative. The payment method had already...
Main Street businesses are losing momentum after a strong post-pandemic rebound, and the latest edition of the PYMNTS Intelligence Main Street Index clearly defines the...
As companies grow, identity risk compounds across verification systems. PYMNTS Intelligence’s “Scale Amplification: How Revenue Scale Amplifies Agent-Driven Identity Risk,” a collaboration with Trulioo, finds...
For consumers, the AI race is starting to feel less like a competition over who has the smartest model and more like a hunt for...
Step into the typical American small business in July 2022. Cash moves through the register all day. The phone rings with order calls. There is...
The new consensus emerging across payments, financial services and digital commerce is that high-quality data is no longer scarce. Access is no longer differentiating. And...
Credit card apps aren’t just for checking balances and paying bills. They also help decide which card consumers use most, how often they spend on...