Stablecoins and cryptocurrencies have become part of the mainstream business conversation but not part of the general plumbing. Banks are experimenting with crypto trading desks,...
Over the past few years, shoppers have been tightening their belts, spending less on retail shopping and more on essentials like rent and healthcare. That...
Millennials, born between 1981 and 1996 and now age 30–45, are navigating a cost-of-living environment that has ceased spiking and cooling to stay persistently high....
Consumers aren’t just choosing a Pay Later option.1 They’re selecting the precise payment method that fits their immediate financial goal at the time of purchase....
On a recent Saturday morning, a typical American consumer we’ll call Maya had a familiar problem. She had a vacation flight to book, a household...
In conversations with PYMNTS for the “Word of the Year” edition of the What’s Next in Payments series, senior leaders shared what may be becoming...
Consumer sentiment is often reduced to a single headline number, a pulse check on how Americans feel about the economy at a given moment. But...
About two-thirds of American consumers live paycheck to paycheck. Roughly one-quarter struggle to pay their monthly bills for housing, utilities and groceries. In that setting, tax...
Credit cards are the workhorse of the Pay Later ecosystem, but buy now, pay later and credit card installment plans are gaining ground, moving from...