Retail is accounting for a smaller share of total consumer spending compared to recent years, but competition within that shrinking pie is becoming more intense....
Payments are supposed to feel easy: tap, click, approve, move on. But behind that simplicity, keeping payments safe has become far more complex. Fraud is...
Decision makers at major businesses already know that artificial intelligence can deliver value. Skepticism among leaders at enterprises (companies with $1 billion or more in...
More Americans are now using artificial intelligence in their everyday lives, and usage is becoming more regular, increasingly mobile and more closely tied to dedicated...
The advance of artificial intelligence is throwing the one-time stability of identity management innovation into disarray. And while companies used to be able to verify...
Middle market CFOs aren’t ignoring digital assets, but they’re not exactly embracing them, either. This PYMNTS Intelligence data book shows that stablecoins are drawing more...
A persistent question runs through every consumer spending forecast: Are Americans feeling better or worse about their financial lives? The answer, as of February 2026,...
The Pay Later market is entering a new phase. In January, BNPL use declined among younger consumers, while demand remained steady among households living paycheck...
Small and medium-sized businesses are still relying heavily on cash and checks, but PYMNTS Intelligence data shows that many are ready for something better. What...