Artificial intelligence is rapidly becoming a fixture in large enterprises. It’s being funded, deployed and tested across nearly every function that keeps a business running....
Buy now, pay later, the supposed credit card killer, has done something more consequential than steal market share in the Pay Later industry. It has...
Consumers use financing far beyond the checkout aisle. They often factor it into where they choose to shop. This data book shows how the availability...
Business forecasting is becoming more difficult as sources of risk continue to shift across markets. Last year, tariffs disrupted plans for prices, supply chains and...
Enterprise AI appears to be delivering results. The issue now is whether companies can use the technology robustly. This data book shows that the main...
Google became the dominant gateway to the internet not because it was the best at everything, but because search was the right on-ramp. It was...
The new PYMNTS Consumer Expectations Index (PCEI) shows that the average consumer story is only part of the picture. Sentiment in February improved in some areas,...
Embedded finance has taken root across American industries from retail to payroll processing, but firms are deploying the consumer-focused technology in very different ways. A...
Three fabulous sofas, each costing about the same. Three different retailers. When consumers are deciding where to shop, the financing options a merchant offers can...