banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

Dakota Eyes Pivot From Money Services Firm to Regulated Bank
Dakota Eyes Pivot From Money Services Firm to Regulated Bank
August 04, 2026  |  Banking

Programmable money movement firm Dakota is seeking a national trust bank charter, according to a Tuesday (Aug. 4) message to customers. A charter from the...

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FIS Deepens Its Banking Push With Payments and Issuing
FIS Deepens Its Banking Push With Payments and Issuing
August 04, 2026  |  Earnings

FIS management spent much of Tuesday morning (Aug. 4) talking about banking, issuing and payments growth. Although the company’s Banking Solutions business continued to outperform...

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Real-Time Payments Help Banks Win the Whole Commercial Relationship
Real-Time Payments Help Banks Win the Whole Commercial Relationship
August 04, 2026  |  Real-Time Payments

Instant payments are no longer simply a payments product. They are becoming commercial banking infrastructure. That’s the case for financial institutions and their clients who...

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Bretton AI CEO Wants Banks to Kick the AI Tool Habit
Bretton AI CEO Wants Banks to Kick the AI Tool Habit
August 04, 2026  |  Banking

Watch more: Need to Know With Bretton AI’s Will Lawrence Every artificial intelligence (AI) tool a bank adds to solve one risk problem gives it...

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FinTech Fees Let Sponsor Banks Look Beyond Deposit Growth
FinTech Fees Let Sponsor Banks Look Beyond Deposit Growth
August 03, 2026  |  Banking

Banking-as-a-service has traditionally had sponsor banks for doing everything themselves: issuing accounts, holding deposits, processing payments and financing lending. But latest earnings from two sponsor-bank...

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Citi Recruits Bank of America Vet Rohan Sen Amid Investment Banking Hiring Spree
Citi Recruits Bank of America Vet Rohan Sen Amid Investment Banking Hiring Spree
August 03, 2026  |  Personnel

Citi hired Rohan Sen from Bank of America to lead coverage of the technology services sector for its investment banking franchise, Reuters reported Monday (Aug....

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Plaid Gives Sierra’s AI Agents Live Access to Bank Accounts
Plaid Gives Sierra’s AI Agents Live Access to Bank Accounts
August 03, 2026  |  Artificial Intelligence

A customer asks an artificial intelligence agent for help refinancing a loan. The agent walks through the options, then stalls the moment it needs real...

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Banks Move Credit Decisions to the Transaction Level
Banks Move Credit Decisions to the Transaction Level
July 31, 2026  |  Artificial Intelligence

For most of modern banking, credit and commerce have occupied separate systems. A lender evaluated a borrower, assigned a limit and established terms. The customer...

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OCC Releases Compliance Guide for New Community Bank Leverage Ratio Framework
OCC Releases Compliance Guide for New Community Bank Leverage Ratio Framework
July 30, 2026  |  Banking

The Office of the Comptroller of the Currency (OCC) has issued a revised compliance guide for the community bank leverage ratio (CBLR) framework. The updated guide is designed...

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