consumer credit

Why Millions Are Opting Out of Credit Before They Even Apply
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025  |  Consumer Finance

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...

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Card Delinquencies Below Pre-COVID Levels
Card Delinquencies Below Pre-COVID Levels
August 17, 2025  |  Credit Cards

Credit card delinquencies among American consumers reportedly crept up slightly last month. Get the Full Story Complete the form to unlock this article and enjoy...

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US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
July 27, 2025  |  Credit Cards

U.S. credit card delinquencies and charge-offs are now higher than they were before COVID. Get the Full Story Complete the form to unlock this article...

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Earnings Season Sheds Light on State of Subprime Consumers
Earnings Season Sheds Light on State of Subprime Consumers
July 23, 2025  |  Consumer Finance

Earnings season has just begun, and financial firms have been weighing in on the state of consumer spending and whether consumers are meeting their debt...

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Loyalty Starts With Credit for Subprime Consumers, Says Concora CEO
Loyalty Starts With Credit for Subprime Consumers, Says Concora CEO
June 26, 2025  |  Consumer Finance

Watch more: Concora Credit’s CEO Looks to Expand Non-Prime Credit Access Through Partnerships Get the Full Story Complete the form to unlock this article and...

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LendingClub CEO Says Responsible Spending Deserves Rewards as Credit Dependency Soars
LendingClub CEO Says Responsible Spending Deserves Rewards as Credit Dependency Soars
June 18, 2025  |  Digital Banking

High-income Americans are drowning in debt despite six-figure salaries. LendingClub’s CEO Scott Sanborn believes the solution isn’t more credit — it’s rewarding people for using...

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Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’
Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’
June 10, 2025  |  Consumer Finance

Citigroup is reportedly preparing for a possible decline in consumer financial health by putting aside more provisions for potential losses on loans. Get the Full Story...

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Consumers 2.4 Times More Likely to Use Digital Wallets for Travel Than Groceries
Consumers 2.4 Times More Likely to Use Digital Wallets for Travel Than Groceries
May 28, 2025  |  Consumer Insights

Despite ongoing efforts to incentivize credit card usage through rewards programs, American consumers maintain a clear preference split for payment methods based on purchase type....

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Earnings Season Finds AI Edge in Lending
Earnings Season Finds AI Edge in Lending
May 21, 2025  |  artificial intelligence

Anywhere you looked, from mid-April to this week, as earnings season stretched out over the weeks, it was impossible not to hear and read about...

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