consumer credit

Households Pump the Brakes on Credit as Economic Uncertainty Looms

Households Pump the Brakes on Credit as Economic Uncertainty Looms
Households Pump the Brakes on Credit as Economic Uncertainty Looms
October 07, 2025  |  Consumer Finance

Americans are walking a careful line as they navigate inflation and household balance sheets, leveraging credit where needed but showing signs of restraint. Get the...

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Student Loan Borrowers Face ‘Reckoning’ With 29% Delinquent 
Student Loan Borrowers Face ‘Reckoning’ With 29% Delinquent 
September 25, 2025  |  Consumer Finance

New TransUnion data shows almost 30% of student loan borrowers behind on their payments. Get the Full Story Complete the form to unlock this article...

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FinTech IPO Index Surges 3.6% as Rate Cuts Boost Lending Platforms
FinTech IPO Index Surges 3.6% as Rate Cuts Boost Lending Platforms
September 19, 2025  |  Fintech Investments

With the new additions of Figure Technology Solution and Klarna, the FinTech IPO Index saw a healthy jump, adding 3.6% through the week. Get the...

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Why Empathy Is Credit’s Last Competitive Edge
Why Empathy Is Credit’s Last Competitive Edge
September 18, 2025  |  Consumer Finance

Watch more: Need to Know Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

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Paycheck-to-Paycheck Families Feel No Relief From Fed Rate Cut
Paycheck-to-Paycheck Families Feel No Relief From Fed Rate Cut
September 17, 2025  |  Consumer Finance

The U.S. Federal Reserve’s quarter-point interest rate cut, a move widely expected after months on pause, offers a glimmer of hope for U.S. households, but...

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Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
September 11, 2025  |  Buy Now Pay Later

Klarna made its expected big splash on Wednesday (Sept. 10) with its New York Stock Exchange debut, raising roughly $1.37 billion at an IPO price...

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The Secret Financial Life of Six-Figure Households
The Secret Financial Life of Six-Figure Households
September 10, 2025  |  Consumer Insights

It seems logical: The more income you have, the more you can control your financial life by strategically planning spending and saving and avoiding playing...

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Revolving Debt Spikes and Signals a Buildup of Credit Card Balances
Revolving Debt Spikes and Signals a Buildup of Credit Card Balances
September 08, 2025  |  Credit Cards

Consumers in August loaded up on revolving debt, a category that includes credit cards, as they reversed a slowdown, and in some cases, paydowns, on...

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Why Millions Are Opting Out of Credit Before They Even Apply
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025  |  Consumer Finance

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...

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