consumer finance

Block Says Traditional Credit Scores Shut Out 100 Million Americans

Block Says Traditional Credit Scores Shut Out 100 Million Americans
Block Says Traditional Credit Scores Shut Out 100 Million Americans
January 27, 2026  |  Consumer Finance

For much of modern consumer finance, underwriting has relied on static credit files that offer a delayed view of financial behavior. Those bureau-based models, Block...

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Grocery Spending Moves Online as Affordability Concerns Rise
Grocery Spending Moves Online as Affordability Concerns Rise
January 26, 2026  |  Consumer Insights

Consumer spending continues to move fluidly across digital and physical channels, but groceries are emerging as one of the clearest signals of where financial pressure...

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26% Seek New Credit Cards to Build or Improve Credit Scores
26% Seek New Credit Cards to Build or Improve Credit Scores
January 26, 2026  |  Credit Cards

A growing share of Americans are making credit decisions before they ever fill out an application, and many of those decisions are based on assumptions...

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Why the Labor Economy Turns to Credit to Keep Spending
Why the Labor Economy Turns to Credit to Keep Spending
January 21, 2026  |  Economy

The U.S. Labor Economy may sit at the lower end of the wage scale, but it punches far above its weight in economic impact. Roughly...

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Higher Food Prices Erode Confidence Even for Six-Figure Earners
Higher Food Prices Erode Confidence Even for Six-Figure Earners
January 08, 2026  |  Economy

A growing share of Americans are losing confidence in their financial footing, as paycheck-to-paycheck stress becomes a defining feature of the economy rather than a...

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1 in 3 Young Adults Turn to Friends and Family as Costs Rise
1 in 3 Young Adults Turn to Friends and Family as Costs Rise
January 01, 2026  |  Consumer Finance

Rising costs are no longer just squeezing household budgets. They are reshaping how different generations make financial decisions, from grocery shopping to healthcare use, according...

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Nearly Half of Gen Z Still Want In-Person Financial Advice
Nearly Half of Gen Z Still Want In-Person Financial Advice
December 31, 2025  |  Credit Unions

For credit unions, the Gen Z challenge is no longer about digital access but about relevance in moments that shape financial confidence. Get the Full...

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The Economic Warning Sign Hiding Behind White-Collar Layoffs
The Economic Warning Sign Hiding Behind White-Collar Layoffs
December 30, 2025  |  Economy

White-collar layoffs at firms like McKinsey and Amazon grab headlines for their implications about artificial intelligence and tariff pressures replacing plum jobs. But there’s another...

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CFPB Workers in Limbo Following New White House Cutbacks
CFPB Workers in Limbo Following New White House Cutbacks
December 07, 2025  |  CFPB

It’s been almost a year since the White House began cutbacks at the Consumer Financial Protection Bureau (CFPB). Get the Full Story Complete the form...

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