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Middle Market Firms Struggle Most to Justify Financial Tech Upgrades, PYMNTS Finds

Middle Market Firms Struggle Most to Justify Financial Tech Upgrades, PYMNTS Finds
Middle Market Firms Struggle Most to Justify Financial Tech Upgrades, PYMNTS Finds
September 28, 2026  |  Fintech Investments

Middle market companies are the most active embedded finance upgraders, but they also report the greatest difficulty connecting those investments to business strategy. Among firms...

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AI May Be the Classroom’s Most Unlikely Ally
AI May Be the Classroom’s Most Unlikely Ally
September 28, 2026  |  Artificial Intelligence

Education has always been slow to change. The basic structure of the classroom, a teacher at the front, students in rows, a fixed curriculum delivered...

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CPG Brands Rank Checkout as Top Promotions Priority, but Budgets Lag
CPG Brands Rank Checkout as Top Promotions Priority, but Budgets Lag
September 28, 2026  |  Checkout Conversion

Consumer packaged goods (CPG) brands have identified a checkout capability they want. The spending to build it has yet to follow. Fifty two percent of...

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Walmart’s Grocery Business Is Emerging as Its Answer to Prime, PYMNTS Data Finds
Walmart’s Grocery Business Is Emerging as Its Answer to Prime, PYMNTS Data Finds
September 28, 2026  |  Retail

Amazon spent decades building a machine designed to make consumers come back constantly. Walmart has had one all along. It’s called grocery. Food and beverages...

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Virtual Cards Become the Permission Layer for Agent-Driven B2B Payments
Virtual Cards Become the Permission Layer for Agent-Driven B2B Payments
September 25, 2026  |  B2B Payments

Corporate cards provided a scalable answer to the question of who is allowed to spend company money. Virtual cards are taking that answer even further,...

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Why Building AI Agents Is No Longer the Hardest Part of Agentic Commerce
Why Building AI Agents Is No Longer the Hardest Part of Agentic Commerce
September 25, 2026  |  eCommerce

Watch more: The Agentic Experience With Mastercard’s Sabrina Therani Agentic commerce is becoming an infrastructure race. The biggest agentic constraint today is not whether AI...

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51% of eCommerce Merchants Hold the Line on Fraud Staffing
51% of eCommerce Merchants Hold the Line on Fraud Staffing
September 25, 2026  |  Fraud Prevention

Fraud budgets are moving in two different directions. Fifty-one percent of global eCommerce merchants expect spending on fraud-management staff to remain flat or decline, while...

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Buyers Want to Pay Later. Suppliers Want Cash Earlier. Who Funds the Difference?
Buyers Want to Pay Later. Suppliers Want Cash Earlier. Who Funds the Difference?
September 24, 2026  |  B2B Payments

The oldest tension in B2B payments is becoming one of its newest business models. A dollar cannot simultaneously stay longer on the buyer’s balance sheet...

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