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PYMNTS.com original reporting, in-depth interviews, deep dives, and data analysis.
CHIPS ISO 20022 Migration Means Smoother Cross-Border Activity
CHIPS ISO 20022 Migration Means Smoother Cross-Border Activity
April 11, 2024  |  Cross-border Payments

A migration to a new standard — a common payment processing language — for cross-border payments is no mean feat. Legacy tech, the shift to...

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Orchestration Merchants Give Options for Who, How and Where to Pay, Spreedly Says
Orchestration Merchants Give Options for Who, How and Where to Pay, Spreedly Says
April 11, 2024  |  Platform Payments

Andy McHale, senior director of product and market strategy at Spreedly, told PYMNTS that online platforms offer advantages to all stakeholders — and they can offer...

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Analytical Focus Moves CFOs From Bookkeepers to Business Partners
Analytical Focus Moves CFOs From Bookkeepers to Business Partners
April 11, 2024  |  CFO

Today’s chief financial officers are as different from 1970s bean counters as apples are from oranges. In an operational landscape marked by ongoing uncertainty and...

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FI Execs Curb Their Enthusiasm for Open Banking
FI Execs Curb Their Enthusiasm for Open Banking
April 11, 2024  |  Security & Fraud

Open banking, the legal framework permitting secure data sharing amongst financial institutions (FIs) and third-party FinTechs to enhance the products and services they offer consumers,...

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Settle CEO Says GenAI Expedites Cash Flow Management
Settle CEO Says GenAI Expedites Cash Flow Management
April 11, 2024  |  artificial intelligence

The way businesses pay vendors, handle invoices and apply for financing is, in many ways, what defines and drives their business strategy.  And the financial...

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Will Virtual Card Numbers Spark a Rush to Spend Apple Cash?
Will Virtual Card Numbers Spark a Rush to Spend Apple Cash?
April 10, 2024  |  Apple

For Apple — and as been seen already with Block (formerly Square) — the drive is to get consumers to spend the cash, rather than...

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AI Faces a Data Drought … for Real
AI Faces a Data Drought … for Real
April 10, 2024  |  artificial intelligence

The demand for high-quality data, essential for powering artificial intelligence (AI) conversational tools like OpenAI’s ChatGPT, may soon outstrip supply and potentially stall AI progress,...

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Just in Time for Summer: Apparel and Dining Out Get More Expensive
Just in Time for Summer: Apparel and Dining Out Get More Expensive
April 10, 2024  |  Economy

We’re all booking trips. But what we’re able to spend once we get away from it all … well, that remains to be seen. Delta...

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Capra Bank CEO Sees Huge Upside for AI and Risk Assessment
Capra Bank CEO Sees Huge Upside for AI and Risk Assessment
April 10, 2024  |  artificial intelligence

At this point in artificial intelligence’s (AI) relatively brief life, we’ve heard a lot of different angles to the banking story. It has been called...

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