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Just 11% of Retailers Measure Embedded Finance Success by ROI

Just 11% of Retailers Measure Embedded Finance Success by ROI
Just 11% of Retailers Measure Embedded Finance Success by ROI
October 07, 2026  |  Retail

Embedded finance is delivering measurable benefits for retailers, but the way they judge whether it works reaches beyond the revenue line. The PYMNTS Intelligence report...

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Lenders Find Creditworthy Borrowers Hiding in the Data
Lenders Find Creditworthy Borrowers Hiding in the Data
October 06, 2026  |  Loans

A credit file doesn’t capture every signal lenders can use to judge whether a borrower will repay. Roughly 25 million U.S. adults lack enough recent...

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AI Agents Bring Shoppers, but Merchants Must Close the Sale
AI Agents Bring Shoppers, but Merchants Must Close the Sale
October 06, 2026  |  Artificial Intelligence

Watch more: The Digital Shift With Visa’s Pavan HS Artificial intelligence shopping agents are creating a new kind of customer at the merchant’s front door:...

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Will Holiday Shopping Go Agentic? 40 Senior Execs Weigh In
Will Holiday Shopping Go Agentic? 40 Senior Execs Weigh In
October 06, 2026  |  Artificial Intelligence

AI may be ready to shop. Consumers are still deciding how much freedom they want to give it. “Holiday Retail’s AI Test Starts With Who...

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Tokenization’s Faster Markets Could Come With a Liquidity Squeeze
Tokenization’s Faster Markets Could Come With a Liquidity Squeeze
October 06, 2026  |  Digital Payments

Watch more: TechReg Talks With Beatrice Fares of DG FISMA and Peter Kerstens of European Commission Tokenization promises to eliminate financial market friction, but it...

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Billers Overlook What Drives Customers Away
Billers Overlook What Drives Customers Away
October 06, 2026  |  Consumer Insights

The monthly, weekly or even annual bill is among the interactions a service provider is virtually guaranteed to have with a customer again and again....

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Credit Union Members Want Rewards on the Tech Agenda
Credit Union Members Want Rewards on the Tech Agenda
October 06, 2026  |  Loyalty & Rewards

Credit unions deciding where to put their next technology dollar are getting a different answer from consumers than they might expect. The PYMNTS Intelligence playbook...

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Amazon’s Retail Lead Goes Beyond Electronics
Amazon’s Retail Lead Goes Beyond Electronics
October 06, 2026  |  Retail

Amazon now captures more spending than Walmart in five of seven retail categories, extending its reach from electronics and apparel into health and personal care....

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