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Higher Prices Are Splitting Consumers Into Three Camps

Higher Prices Are Splitting Consumers Into Three Camps
Higher Prices Are Splitting Consumers Into Three Camps
October 08, 2026  |  Consumer Insights

Americans facing higher bills are taking three different approaches to their paychecks, and the largest group is still holding spending steady or increasing it. That...

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Scams Move From the Inbox to the Text Screen
Scams Move From the Inbox to the Text Screen
October 08, 2026  |  Fraud Prevention

A bank can monitor a login, score a transaction and flag unusual account activity. It can’t see the text message that convinced its customer to...

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OFAC Warns Sanctions Risk Can Hide Deep in the Payment Chain
OFAC Warns Sanctions Risk Can Hide Deep in the Payment Chain
October 07, 2026  |  Cross-border Payments

The next sanctions shock for a multinational may not arrive as the name of a supplier appearing on a government blacklist. It could arrive as...

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Consumers Get Choosier About Credit
Consumers Get Choosier About Credit
October 07, 2026  |  Consumer Finance

Consumer credit is still growing, but consumers eased off the form of borrowing they can adjust most readily from month to month. Federal Reserve data...

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AI Agents Turn Permission Into Payments’ New Control Point
AI Agents Turn Permission Into Payments’ New Control Point
October 07, 2026  |  Artificial Intelligence

Agentic commerce is creating a new transaction type before the payments industry has fully created the rules for accepting it. While payment stacks have become...

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Careful Consumers Want Control. SoFi Says Banks Should Hand It Over.
Careful Consumers Want Control. SoFi Says Banks Should Hand It Over.
October 07, 2026  |  Consumer Payments

Watch more: Need to Know With Max Spivakovsky of SoFi  A consumer does not have to stop spending to become more careful about money. Debit...

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Congress Wants to Unplug the Scam Call Factory
Congress Wants to Unplug the Scam Call Factory
October 07, 2026  |  Fraud Prevention

A pair of representatives last week unveiled legislation targeting one piece of the increasingly industrialized fraud economy. Reps. Jefferson Shreve of Indiana and Rob Menendez...

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5 Ways Missing Payment Options Send Shoppers Elsewhere
5 Ways Missing Payment Options Send Shoppers Elsewhere
October 07, 2026  |  Payment Methods

A shopper who reaches checkout has already selected what to buy. For tens of millions of consumers, however, the available ways to pay can still...

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