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Instant Payments May Give Credit Unions a Deposit Growth Advantage
Instant Payments May Give Credit Unions a Deposit Growth Advantage
October 22, 2026  |  Real-Time Payments

Banks have generally measured instant payments by transactions: how many customers use them, how much money moves and how quickly payments arrive. An example from...

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OCC Sets Stablecoin Rules as January Deadline Looms
OCC Sets Stablecoin Rules as January Deadline Looms
October 21, 2026  |  Legal & Regulation

The Office of the Comptroller of the Currency (OCC) has finalized rules governing stablecoin issuers under its jurisdiction, establishing standards for reserves, redemption, custody and...

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Stablecoins Need to Get Behind Cards, Not Replace Them
Stablecoins Need to Get Behind Cards, Not Replace Them
October 21, 2026  |  Cryptocurrency

Watch more: Paymentology Says AI Agents Must Earn the Right to Move Money The stablecoin industry has spent possibly too much time trying to reinvent...

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AI Made Inventions Cheaper. Now the Challenge Is Getting Them to Market.
AI Made Inventions Cheaper. Now the Challenge Is Getting Them to Market.
October 21, 2026  |  Artificial Intelligence

Watch more: TechReg Talks With Matthew J. Dowd and Judge Paul Michel Artificial intelligence is making it cheaper to invent. That doesn’t mean, however, that...

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Finance Embraces Gen AI but Stops Short of Autonomous Cash Management
Finance Embraces Gen AI but Stops Short of Autonomous Cash Management
October 21, 2026  |  Artificial Intelligence

Finance departments have moved quickly to put generative artificial intelligence to work. They’ve been far more cautious about letting AI act on its own. Generative...

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25% of Card Replacement Calls Point to an AI Opportunity
25% of Card Replacement Calls Point to an AI Opportunity
October 21, 2026  |  Artificial Intelligence

A replacement card could give issuers a practical way to turn artificial intelligence (AI) investment into faster service and fewer customer calls. That opportunity anchors...

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44% of Policyholders Say How They Pay Helps Decide Who Insures Them
44% of Policyholders Say How They Pay Helps Decide Who Insures Them
October 21, 2026  |  Insurance

The payment experience plays a role in how consumers choose a property or home insurer, not just how they pay once a policy is in...

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Payment Data Can Keep Merchants Tied to Their Processors
Payment Data Can Keep Merchants Tied to Their Processors
October 20, 2026  |  Payment Methods

A merchant can negotiate a better payment processing rate and still face an expensive move if its saved customer credentials are tied to its existing...

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Axya’s $12 Million Bet on Fixing Procurement’s Broken Data
Axya’s $12 Million Bet on Fixing Procurement’s Broken Data
October 20, 2026  |  B2B Payments

Watch more: Digital Shift With Félix Bélisle-Dockrill of Axya A supplier promises to deliver parts on the 18th of the month. The shipment gets pushed...

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