KLW Commentary

What 2026 Will Make Obvious
What 2026 Will Make Obvious
January 14, 2026  |  What's Trending

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Longevity Rewrites the Economics of Inheritance
Longevity Rewrites the Economics of Inheritance
January 13, 2026  |  What's Trending

AI-driven longevity is redefining aging, with longer, healthier lives fueling more spending later in life. The result: inheritance happens later and looks very different.

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Consumers Pay the Price as State Regulation Fractures FinTech Scale
Consumers Pay the Price as State Regulation Fractures FinTech Scale
January 13, 2026  |  What's Trending

The CFPB’s decision to dial down enforcement of BNPL and other nonbank credit products hasn’t created a vacuum. It has invited fifty competing rulebooks to...

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Legacy Business Models Break
Legacy Business Models Break
January 12, 2026  |  What's Trending

“Your margin is my opportunity” was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins...

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AI Doers Drown Out AI Naysayers
AI Doers Drown Out AI Naysayers
January 12, 2026  |  What's Trending

By the end of 2025, the conversation around autonomous AI changed in a way that had little to do with public debate and everything to...

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Online Finally Breaks Brick and Mortar
Online Finally Breaks Brick and Mortar
January 09, 2026  |  What's Trending

In 2026, online and digitally-influenced retail finally surpasses brick-and-mortar sales in the categories that matter most to modern retail. This moment has been years in...

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The Labor Economy Becomes the Next Payments Innovation Engine
The Labor Economy Becomes the Next Payments Innovation Engine
January 09, 2026  |  What's Trending

In 2026, the Labor Economy becomes one of the most important sources of economic growth — not despite automation, but because of it. As intelligence...

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BNPL’s Next Act Is as Consumer Working Capital
BNPL’s Next Act Is as Consumer Working Capital
January 08, 2026  |  News

In 2026, Buy Now, Pay Later stops being a checkout feature and becomes working capital for the modern middle class, replacing overdraft and late fees...

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Smart Agents Replace Super Apps
Smart Agents Replace Super Apps
January 08, 2026  |  What's Trending

Smart Agents are not the next evolution of Super Apps. They reverse the logic that made Super Apps powerful in the first place.

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