Payments Intelligence

Power Users Show Businesses How Agentic AI Goes Mainstream

Power Users Show Businesses How Agentic AI Goes Mainstream
Power Users Show Businesses How Agentic AI Goes Mainstream
January 21, 2026  |  artificial intelligence

The technical progress in artificial intelligence (AI) is real. The consumer readiness, particularly for autonomous and agentic solutions, is far less uniform. Get the Full...

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Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
January 20, 2026  |  Consumer Finance

The latest round of tariff threats tied to global trade tensions, lobbed this weekend over Greenland, arrives at a moment when millions of U.S. households...

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82% of Merchants Plan to Expand Digital Wallet Adoption
82% of Merchants Plan to Expand Digital Wallet Adoption
January 20, 2026  |  Digital Payments

Back-office payments are starting to look a lot more like consumer checkout, and that shift could determine which firms see their cash position clearly and...

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Credit Unions See AI’s Promise, but Readiness Lags Adoption
Credit Unions See AI’s Promise, but Readiness Lags Adoption
January 20, 2026  |  artificial intelligence

Artificial intelligence (AI) has the potential to help credit unions scale personalization, improve fraud detection and streamline operations, but only if the foundations beneath those...

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Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
January 16, 2026  |  Digital Identity

As financial services firms push deeper into digital channels, identity verification has quietly become one of the most consequential—and most underestimated—forces shaping growth, risk and...

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Payment Declines Hit Gen Z Harder Than Any Other Generation
Payment Declines Hit Gen Z Harder Than Any Other Generation
January 15, 2026  |  Checkout Conversion

Forget “access denied.” “Payment declined” is Gen Z’s new refrain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Pay by Bank Finds Momentum as Consumers Rethink Cards
Pay by Bank Finds Momentum as Consumers Rethink Cards
January 15, 2026  |  Payments Innovation

One of the U.S. payments industry’s unfulfilled promises is that bank-to-bank transfers would one day loosen the grip of cards. Get the Full Story Complete...

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Tariffs Force Firms to Rethink Technology as a Survival Tool
Tariffs Force Firms to Rethink Technology as a Survival Tool
January 15, 2026  |  Economy

The volatility wrought by tariffs is no longer a background risk but a daily operational reality, forcing companies to make strategic decisions with incomplete data...

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Slow Payouts Are Starting to Cost Banks Consumer Trust
Slow Payouts Are Starting to Cost Banks Consumer Trust
January 14, 2026  |  Money Mobility

As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a...

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