PYMNTS Intelligence

FinTechs Lift Credit Union Partnerships by 19%
FinTechs Lift Credit Union Partnerships by 19%
December 10, 2025  |  Credit Unions

FinTechs’ surge toward credit unions offers a clearer view of how technology firms are reshaping their growth strategies as competition from large banks intensifies. Get...

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Instant Payments Shift Fraud Liability Into Real Time
Instant Payments Shift Fraud Liability Into Real Time
December 09, 2025  |  Fraud Prevention

Beyond the victims and the billions of dollars in losses, the rise of AI-driven fraud means banks, FinTechs and payment providers must think about risk,...

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Black Friday’s Big Traffic Shake-Up: Amazon Surges, Walmart Slips, Target Splits
Black Friday’s Big Traffic Shake-Up: Amazon Surges, Walmart Slips, Target Splits
December 09, 2025  |  Retail

Retail’s triple crown of Walmart, Amazon and Target saw major shifts in who shopped this year’s Black Friday sales—and not all the changes were identical....

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High-Income Households Lift Installment Adoption by 57%
High-Income Households Lift Installment Adoption by 57%
December 09, 2025  |  Consumer Insights

Consumers are reshaping how they use credit, and PYMNTS Intelligence data shows that installment plans are becoming a central tool for managing cash flow in...

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The Gen X Factor in This Year’s Holiday Shopping Equation
The Gen X Factor in This Year’s Holiday Shopping Equation
December 08, 2025  |  Consumer Insights

Gen Xers, the powerhouse of the U.S. consumer economy, are cutting back amid current financial challenges, a move that may already be impacting holiday spending....

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78% of Shoppers Worry About Holiday Fraud Surge
78% of Shoppers Worry About Holiday Fraud Surge
December 08, 2025  |  Fraud Prevention

A recent PYMNTS Intelligence report finds that retailers will enter this year’s peak shopping season defending themselves on more fronts than ever before. Get the...

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Banks Face Fraud Spike As Scams Stress Legacy Systems
Banks Face Fraud Spike As Scams Stress Legacy Systems
December 04, 2025  |  Fraud Prevention

The “2025 State of Fraud and Financial Crime in the United States” report, a PYMNTS Intelligence report commissioned by Block, reveals that the financial industry...

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Late Payments Push Media Agencies Into a Cash Crunch
Late Payments Push Media Agencies Into a Cash Crunch
December 04, 2025  |  Back-office

The advertising and media industry has spent the past decade reinventing almost everything about how it reaches audiences. Except, remarkably, how it manages the money...

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Gen Z Pressures Credit Unions to Deliver AI
Gen Z Pressures Credit Unions to Deliver AI
December 03, 2025  |  Credit Unions

Credit unions face a generational crossroads as Gen Z members emerge as their most at-risk segment, a cohort ready to switch providers if their financial...

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