PYMNTS Intelligence

For Consumer AI, Distribution Is Becoming the Deciding Factor

For Consumer AI, Distribution Is Becoming the Deciding Factor
For Consumer AI, Distribution Is Becoming the Deciding Factor
March 27, 2026  |  artificial intelligence

Data from PYMNTS Intelligence shows that consumer artificial intelligence has crossed a critical threshold: 54% of U.S. adults now use AI for personal tasks, marking...

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Payroll Is Secret Sauce for Scaling Instant Payment Adoption
Payroll Is Secret Sauce for Scaling Instant Payment Adoption
March 27, 2026  |  Real-Time Payments

As more Americans earn income outside traditional employment, payouts have quietly replaced paychecks. Get the Full Story Complete the form to unlock this article and...

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74% of Embedded Finance Platforms Report Less Fraud
74% of Embedded Finance Platforms Report Less Fraud
March 27, 2026  |  Fraud Prevention

A finding from a new PYMNTS security report suggests that the technology expanding fraud risk in business payments may also hold its most promising solution....

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Acquirers May Win Agentic Commerce by Building the Guardrails
Acquirers May Win Agentic Commerce by Building the Guardrails
March 26, 2026  |  artificial intelligence

Agentic commerce has been framed as the payment industry’s next leap forward. Get the Full Story Complete the form to unlock this article and enjoy...

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57% of Retail SMBs Want Flexible Due Dates on Credit Cards
57% of Retail SMBs Want Flexible Due Dates on Credit Cards
March 26, 2026  |  SMBs

Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many...

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Why Price Takes a Back Seat in Embedded Finance Deals
Why Price Takes a Back Seat in Embedded Finance Deals
March 26, 2026  |  B2B Payments

Embedded finance is increasingly central to how B2B companies buy and sell, but it only works as well as the bank or FinTech behind it....

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Why Millions of New Accounts Never Turn Into Real Banking Relationships
Why Millions of New Accounts Never Turn Into Real Banking Relationships
March 25, 2026  |  Faster Payments

Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate...

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Gig Work Is Making Tax Refunds Harder to Get
Gig Work Is Making Tax Refunds Harder to Get
March 25, 2026  |  Taxes

As the 2026 tax season unfolds, a sobering reality has emerged for the nearly 70% of Americans living paycheck to paycheck. While many U.S. consumers...

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50% of CFOs Say AI Will Create New Workforce Roles
50% of CFOs Say AI Will Create New Workforce Roles
March 25, 2026  |  artificial intelligence

One message is coming through clearly from corporate finance leaders: AI is not just a tool for cutting tasks, it is starting to reshape what...

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