PYMNTS Intelligence

Embedded Finance Pays Off for 54% of US B2B Platforms
Embedded Finance Pays Off for 54% of US B2B Platforms
January 09, 2026  |  B2B Payments

B2B platforms are discovering that embedded finance is becoming less a feature add-on and more a structural lever for how they grow revenue, deepen customer...

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BNPL’s Next Act Is as Consumer Working Capital
BNPL’s Next Act Is as Consumer Working Capital
January 08, 2026  |  News

In 2026, Buy Now, Pay Later stops being a checkout feature and becomes working capital for the modern middle class, replacing overdraft and late fees...

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Smart Accounts Payable Pays Suppliers Faster and Wins Leverage
Smart Accounts Payable Pays Suppliers Faster and Wins Leverage
January 08, 2026  |  Accounts Payable

When suppliers know payments will arrive on time and exceptions will be resolved swiftly, trust grows. Get the Full Story Complete the form to unlock...

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Higher Food Prices Erode Confidence Even for Six-Figure Earners
Higher Food Prices Erode Confidence Even for Six-Figure Earners
January 08, 2026  |  Economy

A growing share of Americans are losing confidence in their financial footing, as paycheck-to-paycheck stress becomes a defining feature of the economy rather than a...

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72% of B2B Buyers Favor Suppliers With Embedded Payment Options 
72% of B2B Buyers Favor Suppliers With Embedded Payment Options 
January 08, 2026  |  B2B Payments

The most telling signal in the latest PYMNTS Intelligence research is not how fast embedded finance is spreading, but how decisively companies are stepping away from building...

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Fraud Orchestration Puts Merchants Back in Charge
Fraud Orchestration Puts Merchants Back in Charge
January 07, 2026  |  Fraud Prevention

For years, fraud prevention lived in the shadows of digital commerce. It was essential, yes, but also costly and largely invisible. Get the Full Story...

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74% of Credit Union Members Pass the Loyalty Test
74% of Credit Union Members Pass the Loyalty Test
January 07, 2026  |  Credit Unions

Credit unions face a retention challenge that has less to do with age than with architecture. Get the Full Story Complete the form to unlock...

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Retailers Prepare for Agent-Driven Shopping at Scale
Retailers Prepare for Agent-Driven Shopping at Scale
January 06, 2026  |  Retail

For most of the 21st century’s eCommerce era, retailers have optimized for a single decision-maker: a human with a screen, a cursor and relatively limited...

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How Credit Unions Became FinTechs’ Best Bet for Scale
How Credit Unions Became FinTechs’ Best Bet for Scale
January 06, 2026  |  Credit Unions

An industry once dominated by national banks is being reshaped as FinTechs turn their attention to smaller institutions, with credit unions emerging as the partnership...

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