PYMNTS Intelligence

Digital Wallet Use Still Lags in the Physical Store
Digital Wallet Use Still Lags in the Physical Store
January 30, 2026  |  Payment Methods

Online shopping has stopped being a young person’s game, and the data now points to a broader shift: where consumers shop is increasingly tied to...

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Pay by Bank Emerges as an Alternative to Cards for Online Payments
Pay by Bank Emerges as an Alternative to Cards for Online Payments
January 28, 2026  |  Digital Banking

Trust has always been central to payments, but it is changing as payments evolve. Get the Full Story Complete the form to unlock this article...

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Checks, Not Instant Payments, Pose the Biggest Fraud Risk
Checks, Not Instant Payments, Pose the Biggest Fraud Risk
January 28, 2026  |  Faster Payments

Instant payments adoption continues to rise, but fraud concerns remain a powerful brake on momentum. As artificial intelligence drives more sophisticated attacks, businesses and financial...

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Goods Firms Sweat Tariffs While Services Firms See Clearer Skies
Goods Firms Sweat Tariffs While Services Firms See Clearer Skies
January 27, 2026  |  Economy

For mid-sized companies, the U.S. business landscape in early 2026 feels less like a single weather system and more like two different climates coexisting side...

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Credit Unions Turn to FinTechs to Fast Track Digital Upgrades
Credit Unions Turn to FinTechs to Fast Track Digital Upgrades
January 27, 2026  |  Credit Unions

Credit union innovation is no longer something that happens quietly in the background. It has become a defining factor in how these institutions compete, grow...

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Portable Credentials Help Hourly Workers Keep Income Flowing
Portable Credentials Help Hourly Workers Keep Income Flowing
January 26, 2026  |  Connected Economy

PYMNTS Intelligence’s continuing explorations into the Labor Economy reveal that roughly 60 million Americans earn $25 an hour or less, representing 36.5% of total U.S....

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Grocery Spending Moves Online as Affordability Concerns Rise
Grocery Spending Moves Online as Affordability Concerns Rise
January 26, 2026  |  Consumer Insights

Consumer spending continues to move fluidly across digital and physical channels, but groceries are emerging as one of the clearest signals of where financial pressure...

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AI and Data Are Changing How CFOs and Treasurers Manage Working Capital
AI and Data Are Changing How CFOs and Treasurers Manage Working Capital
January 26, 2026  |  VISA

The “2025–2026 Growth Corporates Working Capital Index,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market and growth-oriented companies are redefining working capital in...

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Gen X Spending Patterns Are Shifting as Costs Rise
Gen X Spending Patterns Are Shifting as Costs Rise
January 23, 2026  |  Consumer Insights

Gen Xers’ new round of penny-pinching could be bad news for consumer spending and the economy. Get the Full Story Complete the form to unlock...

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