PYMNTS Intelligence

Who Is the Subprime Consumer?

Who Is the Subprime Consumer?
Who Is the Subprime Consumer?
May 07, 2026  |  Consumer Insights

Subprime consumers are often viewed through a narrow credit-risk lens. PYMNTS Intelligence’s “Who Is the Subprime Consumer? A Behavioral Profile” shows a different picture: a...

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Europe Makes Real-Time Payments a Mandate
Europe Makes Real-Time Payments a Mandate
May 07, 2026  |  Real-Time Payments

Europe’s push toward real-time payments has entered a new phase, defined not just by technology and consumer preferences but by sovereignty, regulatory force and competitive...

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Less Than a Quarter of Consumers Get Instant Insurance Payouts
Less Than a Quarter of Consumers Get Instant Insurance Payouts
May 07, 2026  |  Insurance

Insurance carriers are learning that the claims experience no longer ends when a claim is approved. Get the Full Story Complete the form to unlock...

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22% BNPL Growth Gives Credit Unions a Member Loyalty Opening
22% BNPL Growth Gives Credit Unions a Member Loyalty Opening
May 06, 2026  |  Credit Unions

Buy now, pay later may have started as a checkout convenience, but for credit union members it is becoming a cash flow tool that could...

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New Report Shows Clear Path for Credit Unions to Catch Up on Digital Assets
New Report Shows Clear Path for Credit Unions to Catch Up on Digital Assets
May 05, 2026  |  Credit Unions

“Digital Currency at the Credit Union: The Gap Between Interest and Access” is a collaboration between PYMNTS Intelligence and Velera. The report examines the growing...

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48% of Banks See Better Customer Experience in Real-Time Payments
48% of Banks See Better Customer Experience in Real-Time Payments
May 05, 2026  |  Real-Time Payments

Real-time payments entered the market on a promise of speed. What businesses and financial institutions are discovering, according to new data from PYMNTS Intelligence and...

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Why High-Growth Businesses Can’t Use the Credit They Already Have
Why High-Growth Businesses Can’t Use the Credit They Already Have
May 05, 2026  |  Working Capital

Traditional thinking holds that the defining challenge for middle market businesses is around achieving growth. Get the Full Story Complete the form to unlock this...

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Product Search Dominates as 31% Use AI for Links
Product Search Dominates as 31% Use AI for Links
May 04, 2026  |  artificial intelligence

Consumers are increasingly turning to artificial intelligence to find the right pair of shoes or understand a new prescription. Recent data reveals that finding product...

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Middle Market Firms Hit the Embedded Finance Crossroads
Middle Market Firms Hit the Embedded Finance Crossroads
May 04, 2026  |  Payments Innovation

Change typically happens two ways: gradually, and then suddenly. The embedded finance landscape is finding this out for itself in real time. Get the Full...

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