Corporate finance teams have spent decades building systems to record what customers owe. Very few of those systems tell them what customers are about to...
Community banks have made meaningful progress in digitizing account opening, but the competitive battleground for deposits is shifting. Opening and even funding accounts are no...
Millennials are learning to manage a pileup of costs all at once, and PYMNTS Intelligence data suggests that balancing act is becoming harder even during...
A shopper walks into a grocery store with discounts sitting in three different places: their loyalty app, their credit card and a manufacturer rebate. The...
“Winning Top of Wallet: How Credit Card Apps Shape Choice,” a collaboration between PYMNTS Intelligence and Elan Credit Card, examines how the credit card mobile app...
A flat tire, a broken appliance or an urgent dental bill may look like a routine household problem. But for a growing share of Americans,...
Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
For decades, credit and payment decisions have relied on static scorecards and rigid “if-then” rules built for a slower payments environment. That model is now...
“Built to Lead or Losing Ground? AI, Mobile and the Member Retention Imperative for Credit Unions in 2026” is a collaboration between PYMNTS Intelligence and...