PYMNTS Intelligence

Consumers Pass the Debt Test but Fail the Savings Test

Consumers Pass the Debt Test but Fail the Savings Test
Consumers Pass the Debt Test but Fail the Savings Test
March 24, 2026  |  Consumer Insights

Household finances are showing resilience on the surface, but the underlying sentiment points to a more constrained consumer. Get the Full Story Complete the form...

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Split Spending: Survival vs. Splurge Defines the New Consumer
Split Spending: Survival vs. Splurge Defines the New Consumer
March 24, 2026  |  Retail

The most endangered species in retail isn’t brick-and-mortar. It’s the mid-market shopper share of wallet. Get the Full Story Complete the form to unlock this...

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The Back Office Gets Smarter as AI Transforms Supplier Payments
The Back Office Gets Smarter as AI Transforms Supplier Payments
March 24, 2026  |  Accounts Payable

For years, accounts payable (AP) was judged by how little trouble it caused, but new data suggests it may now be creating room for faster...

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Acquirers Say Risk and Readiness Are Slowing Agentic Commerce
Acquirers Say Risk and Readiness Are Slowing Agentic Commerce
March 24, 2026  |  Artificial Intelligence

“How Acquirers Prepare for Agentic Commerce” examines how acquirers are preparing for the next phase of digital commerce as AI-powered agents take on a larger...

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85% of Merchants Say Fraud Tools Must Reduce Checkout Friction
85% of Merchants Say Fraud Tools Must Reduce Checkout Friction
March 24, 2026  |  Fraud Prevention

Merchants fighting fraud increasingly face a strategic challenge that extends beyond blocking criminals. The real task is protecting revenue while keeping checkout smooth for legitimate...

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Middle Market Firms Limit Crypto Use to Payments, Not Treasury
Middle Market Firms Limit Crypto Use to Payments, Not Treasury
March 23, 2026  |  Cryptocurrency

Middle market firms have spent the past several years widening their use of faster payments, embedded finance tools and data-driven treasury systems, yet digital assets...

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Identity Gaps Are Becoming Billion-Dollar Points of Failure
Identity Gaps Are Becoming Billion-Dollar Points of Failure
March 23, 2026  |  Digital Identity

Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans....

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How 30 Million Workers Borrow From Tomorrow to Pay for Today
How 30 Million Workers Borrow From Tomorrow to Pay for Today
March 20, 2026  |  Consumer Insights

Every payday, millions of American workers face some version of the same problem: The bill is due today, the paycheck arrives Friday and they must...

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What Happens After ‘Instant’ Payouts? New Data Points to a Shift
What Happens After ‘Instant’ Payouts? New Data Points to a Shift
March 19, 2026  |  Money Mobility

“Five Years of Change: How Payouts Shifted From Slow and Paper-Based to Instant and Digital,” a collaboration between PYMNTS Intelligence and Ingo Payments, tracks how...

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