PYMNTS Intelligence

Is Embedded Finance the Silver Bullet SMBs Need?
Is Embedded Finance the Silver Bullet SMBs Need?
December 13, 2022  |  Banking

Small to mid-sized businesses (SMBs) face significant obstacles when it comes to payments friction. These payment complications can take many forms, with 45% of SMBs...

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PYMNTS Intelligence: Responding To Flourishing Instant Payments Fraud
PYMNTS Intelligence: Responding To Flourishing Instant Payments Fraud
December 12, 2022  |  Fraud Prevention

Consumers enjoy the convenience of instant payments using apps like Venmo, Cash App and Zelle. As the use of these faster payments has increased and...

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PYMNTS Intelligence: How Telecoms Expand Digital Payments’ Reach
PYMNTS Intelligence: How Telecoms Expand Digital Payments’ Reach
December 05, 2022  |  Digital Payments

Being underbanked or unbanked is a significant disadvantage in modern society, as this locks households out of personal loans, direct deposits, many types of credit...

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Most SMB Buyers Pay More Slowly Than Their Suppliers Want
Most SMB Buyers Pay More Slowly Than Their Suppliers Want
December 02, 2022  |  B2B Payments

Unlike consumer payments, the B2B variety remain mired in legacy systems and manual practices. Small businesses, in particular, need easier payment experiences and help with...

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PYMNTS Intelligence: Challenges and Opportunities For eCommerce in Latin America
PYMNTS Intelligence: Challenges and Opportunities For eCommerce in Latin America
December 01, 2022  |  Cross Border Commerce

Latin America is a burgeoning market for eCommerce, with a recent report pegging its value at $382 billion, representing a 35% growth from 2021. Some experts are...

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PYMNTS Intelligence: Leveraging the Credit Union Advantage
PYMNTS Intelligence: Leveraging the Credit Union Advantage
November 30, 2022  |  Credit Unions

Credit unions have a secret weapon that some financial institutions (FIs) may struggle to attain: member satisfaction. CU members have higher-than-average member satisfaction rates, and of those satisfied...

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PYMNTS Intelligence: The Advantages and Challenges of BNPL for Merchants
PYMNTS Intelligence: The Advantages and Challenges of BNPL for Merchants
November 25, 2022  |  BNPL

Buy now, pay later (BNPL) has taken the retail world by storm, thanks in large part to its impressive array of benefits for merchants and enhanced customer...

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PYMNTS Intelligence: How Early Wage Access Can Equal Loyalty
PYMNTS Intelligence: How Early Wage Access Can Equal Loyalty
November 15, 2022  |  Money Mobility

The business world has transformed over the last few years as the global pandemic spurred a move away from centralized teams and toward a more...

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PYMNTS Intelligence: New Technology Becomes Table Stakes as the Restaurant Industry Evolves
PYMNTS Intelligence: New Technology Becomes Table Stakes as the Restaurant Industry Evolves
November 14, 2022  |  Restaurant innovation

The industry continues its rapid recovery after a swift tumble during the first years of the pandemic, as expressed by several different metrics. The food service industry is...

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