PYMNTS Intelligence

New Data: Embedded Lending Favored by India’s 473M Consumer Class Economy

New Data: Embedded Lending Favored by India’s 473M Consumer Class Economy
New Data: Embedded Lending Favored by India’s 473M Consumer Class Economy
September 16, 2024  |  SMBs

Embedded lending offers convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. This proves impactful for individuals and microbusinesses...

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85% Of Gen Z Prefers Digital Payments to Cash
85% Of Gen Z Prefers Digital Payments to Cash
September 13, 2024  |  Digital Payments

The financial sector is at a pivotal moment, driven by a shift in consumer preferences and technological advancements. Get the Full Story Complete the form...

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57% of Americans Trust Financial Institutions to Protect Their Data
57% of Americans Trust Financial Institutions to Protect Their Data
September 12, 2024  |  Banking

Open banking, which allows third-party providers to access banking data through secure application programming interfaces (APIs), has gained momentum globally as a means to enhance...

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Cross-Border Payments Cost Could Be Cut by Blockchain, If It Can Only Solve the Scale Problem
Cross-Border Payments Cost Could Be Cut by Blockchain, If It Can Only Solve the Scale...
September 11, 2024  |  Blockchain

Cross-border payments suffer from inefficiencies such as high fees, slow settlement times and poor transparency, making international transactions costly and cumbersome. Get the Full Story...

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22% of US Small Businesses Struggle to Pay Bills Due to Cash Flow
22% of US Small Businesses Struggle to Pay Bills Due to Cash Flow
September 10, 2024  |  SMBs

Small- to medium-sized businesses (SMBs) often find themselves in a constant struggle to manage cash flow, focusing more on survival than growth. Get the Full...

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68% of Businesses Plan to Add Instant Payments Within 2 Years
68% of Businesses Plan to Add Instant Payments Within 2 Years
September 09, 2024  |  Real-Time Payments

Instant payments have captivated businesses and consumers with the promise of a more agile financial ecosystem. Get the Full Story Complete the form to unlock...

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Real-Time Payments Reach Key Milestones in the US, Switzerland and Australia
Real-Time Payments Reach Key Milestones in the US, Switzerland and Australia
September 06, 2024  |  Real-Time Payments

Real-time payments continue their rapid global expansion, with banks and governments updating existing systems and introducing new ones for their citizens and customers. Get the...

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70% of US Consumers Feel Stressed About Personal Finances
70% of US Consumers Feel Stressed About Personal Finances
September 06, 2024  |  Real-Time Payments

In today’s competitive job market, traditional benefits like retirement plans and paid time off are falling short as workers demand immediate access to their earnings....

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