PYMNTS Intelligence

60% of Banks Say Real-Time Data Decides Who Gets a Loan
60% of Banks Say Real-Time Data Decides Who Gets a Loan
September 01, 2025  |  Loans

For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the...

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Instant Payments and Mobile Commerce Drive Banking’s Q4 Agenda
Instant Payments and Mobile Commerce Drive Banking’s Q4 Agenda
September 01, 2025  |  Banking

As inflation, interest-rate swings and economic uncertainty converge, banks and credit unions (CUs) have demonstrated notable resilience. They are continuing to innovate digitally, enhance risk...

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AI Gives Finance Teams X-Ray Vision Into Customer Risk
AI Gives Finance Teams X-Ray Vision Into Customer Risk
August 29, 2025  |  Accounts Receivable

Accounts receivable (AR) isn’t a corporate function typically known for its innovation. Get the Full Story Complete the form to unlock this article and enjoy...

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Fraud Is 31x More Likely on Checks Than Real-Time Payments
Fraud Is 31x More Likely on Checks Than Real-Time Payments
August 29, 2025  |  Real-Time Payments

Banks say they fear fraud on real-time payment rails. The numbers say they shouldn’t. Get the Full Story Complete the form to unlock this article...

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Consumers Push Banks to Double Down on Real-Time Rails
Consumers Push Banks to Double Down on Real-Time Rails
August 28, 2025  |  Real-Time Payments

Consumers expect money to move at digital speed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Why 41% of Consumers Stick to Basic Tech While 10% Push the Limits
Why 41% of Consumers Stick to Basic Tech While 10% Push the Limits
August 28, 2025  |  Digital Payments

When it comes to connected technology, consumers don’t move in lockstep. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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The Data Divide in Card Issuing
The Data Divide in Card Issuing
August 27, 2025  |  Credit Cards

In today’s competitive card issuing market, sleek apps and fast approvals aren’t enough. The real advantage belongs to issuers that turn data into predictive insights...

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37% of Small Businesses Ready to Switch Providers for Embedded Credit
37% of Small Businesses Ready to Switch Providers for Embedded Credit
August 27, 2025  |  SMBs

For years, accounting teams inside small- to medium-sized businesses (SMBs) were consigned to back-office number crunching. Get the Full Story Complete the form to unlock...

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When Partners Become Cybersecurity Risks
When Partners Become Cybersecurity Risks
August 27, 2025  |  Cybersecurity

When the British retailer Marks & Spencer (M&S) disclosed last year that a supplier breach had unleashed a ransomware attack, it was the kind of...

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